Explore the differences! FHA VS Conventional loan programs in Horsham, Montgomery County, Pennsylvania

In 2025, the conventional loan limit for Horsham, which is in the county of Montgomery, PA, is $726,200, while for a single-family home, the FHA limit is $529,000. These numbers are essential for homebuyers to evaluate their financing possibilities effectively.

The Lendersa® Conventional loan calculator is an invaluable resource for comparing the best available rates for Conventional, FHA, and USDA loans. This tool helps identify the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you toward the most suitable program for your financial scenario in PA.

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2025 Loan Limits and Down Payment Requirements in Horsham, County of Montgomery, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This table is relevant for the following zip codes: 19044, 19040, 19090, 19002

Exploring Conventional and FHA Loan Options in Horsham, PA

Lendersa® is dedicated to quickly securing the best possible Conventional, USDA, or FHA loan in a hassle-free manner. Choose from one of three pathways that connect you with suitable lenders and loan programs efficiently.

Results from USDA loan requests with Lendersa


  • Lanier Federal Credit Union
  • 3718 Mundy Mill Rd, Oakwood, GA, 30566
  • Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson). (f/k/a Chicopee Federal CU) Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee
  • West Shore Bank
  • 201 W Loomis St, Ludington, MI, 49431
  • For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.
  • CU Mortgage Service
  • 225 Aberdeen Drive, Suite A, Valparaiso, IN, 46385
  • CU Mortgage Service works with both credit union members and non-members. Whether you’re financing your first home, refinancing your current one, or buying your dream home, our loan officers will help you choose a mortgage that’s right for you. It’s what we’ve been doing since 1986.
  • Destiny Mortgage Lending
  • Bldg. 417 Crooked Tree Drive, Dawsonville, GA, 30534
  • Destiny Mortgage Lending you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Safe Harbor Mortgage, llc
  • 4841 Stone Moss Path, Hoschton, GA, 30548
  • In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers
  • Remarkable Mortgage
  • 35 North Main Street, Watkinsville, GA, 30677
  • Remarkable Mortgage leaves a lasting impression on the customers we serve, bringing confidence and simplicity to home financing. Launched by an experienced team of loan advisors in February 2022, Remarkable Mortgage brings an innovative and progressive approach to mortgage loans by offering top-notch customer service and customized loan solutions.
  • Jenny Terrell
  • 1120 Mars Hill Road, Watkinsville, GA, 30677
  • At BOE Mortgage, we take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly attitude.value to our customers. We provide our clients with the expertise
  • Aviante Mortgage
  • 1351 Jennings Mill Rd, Suite A, Watkinsville, GA, 30677
  • "Aviante Mortgage is placed in the lineup among other Real Estate Companies. This establishment is rated 4 by NiceLocal users and provides its services in Georgia city by the official address: Watkinsville, GA 30677, 1351 Jennings Mill Rd. Geographic system coordinates are: longitude — 83°27'42.66''W (-83.46185), latitude — 33°55'5.52''N (33.9182