FHA VS Conventional loan programs in 2025 for Upper-Moreland, Montgomery County, Pennsylvania

In 2025, the limit for conventional loans in Upper-Moreland, located in Montgomery county, PA, is $647,200, whereas for a single-family home, the FHA limit is $477,250.

Utilize the Lendersa® Conventional loan calculator to compare current best rates among Conventional, FHA, and USDA loans, and assess the required income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the right program in PA for your financial needs.

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2025 Loan Limits & Downpayment Requirements in Upper-Moreland, Montgomery County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

This table applies to zip codes: 19040, 19090, 19006

Available Loan Options in Upper-Moreland, PA

Lendersa® strives to secure the best available Conventional, USDA, or FHA loans swiftly and conveniently. Choose one of these starting points to find matching lenders and loan possibilities.

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  • The Hometown Bank Of Alabama
  • 2002 2nd Ave, Oneonta, AL, 35121
  • Established in 2003, HomeTown Bank is a community bank that has four locations in small towns across Alabama. Locally owned & operated. we are committed to a personal banking experience & being actively involved in the communities that we serve. Our customers get the opportunity to work with experienced professionals who understand their commu
  • The Farmers & Merchants Bank
  • 123 W Huron St., Berlin, WI, 54923
  • We are a full-service, community bank that supports its customers like family with industry-leading tools and technology backed by a smart, compassionate family of leaders. Our unique family leadership structure gives us the ability to offer flexible banking in an equally unique way--like family.
  • Fortifi Bank
  • 240 Broadway Street, Berlin, WI, 54923
  • Fortifi Bank, formerly 1st National, has been Banking with folks just like you for more than 140 years. That means we have been in business since 1876. Over time, the economic landscape changes, but one thing stays the same – people need financial security to build their dreams upon.
  • Family Security Credit Union
  • 2204 Family Security Place SW, Decatur, AL, 35603
  • Family Security Credit Union offers many convenient online services from their website 24 hours a day. Family Security Credit Union's online banking allows members to save time and money with online bill pay, check account balances, order checks, make loan payments, view e-Statements.
  • Midland Community Bank
  • 112 Market Street, Kincaid, IL, 62540
  • Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield. In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area
  • Premier Community Bank
  • 108 Railroad Avenue, Bear Creek, WI, 54922
  • Our vision is how the world looks when the issues important to us are completely, perfectly addressed. Premier’s integrated financial solutions unlock the potential of our trusted partners’ dreams. Our team’s success is ultimately rooted in listening and our willingness to serve.
  • Southern Illinois Bank
  • 1012 W Broadway Blvd, Johnston City, IL, 62951
  • Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.
  • Signet Federal Credit Union
  • 1600 Clark Street, Paducah, KY, 42003
  • We're a nonprofit banking solution with a long standing commitment to the financial health and wellness of our community. We serve 11 counties throughout western Kentucky, providing savings, checking accounts, home loans, car loans and retirement planning options. With no stockholders or investors, Signet has the privilege
  • Monona Bank
  • 5515 Monona Drive, Madison, WI, 53716
  • We provide a full range of services - both personal and business. Whether you need checking and savings accounts, home loan or credit card, personal or business loans or investment or retirement planning, we're here to help you. Monona Bank was founded in 1991 by a group of local business owners and community leaders.
  • Iron Mountain-Kingsford Community Federal Credit Union
  • 400 South Carpenter Avenue, Kingsford, MI, 49802
  • The Iron-Mountain Kingsford Community Federal Credit Union has been serving the Iron Mountain-Kingsford area for over 70 years. We are member-owned and a not-for-profit financial institution located in Kingsford, MI. We started in 1948 as the Ford Iron Mountain Employees Federal Credit Union