FHA VS Conventional loan programs in 2026 for Kelly, Union County, Pennsylvania

During 2026, the maximum for a Conventional loan in Kelly, located within Union county, PA, is $726,200, whereas the FHA cap for a single-family home is $472,030. These limits are critical details for homebuyers examining finance options.

Make use of the Lendersa® Conventional loan calculator to compare the most favorable rates for Conventional, FHA, and USDA loans today. Determine which income, credit rating, reserves, and documentation are necessary to qualify. With our advanced mortgage calculator, you can evaluate Conforming Conventional, USDA, FHA, and VA loans in parallel, assisting you in deciding which program suits your financial situation in PA.

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Loan Limits and Down Payment Details for 2026 in Kelly, Union, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the zip codes: 17837

Exploring Conventional and FHA Loan Choices in Kelly, PA

At Lendersa®, our goal is to quickly and smoothly assist you in obtaining the best possible Conventional, USDA, or FHA loan. Start by choosing one of three options that will connect you with appropriate lenders and loan programs.

Overview of Lendersa USDA loan request and match results


  • HouseMax Funding
  • 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our

  • Austin Private Funding
  • 1406 Camp Craft Rd, Suite 200-D, Austin, TX, 78746
  • Austin Private Funding is a private real estate finance company that provides hard money lending for commercial and non-owner occupied residential properties. Our years of experience in real estate investing and financing allow us to appreciate the complexities involved in real estate transactions.

  • Sente Mortgage
  • 901 S. Mopac Blvd. Bldg IV, Suite 125, Austin, TX, 78746
  • Sente, we know what it takes to succeed in this industry. We have discovered that leverage is one of the keys to a productive mortgage career. Just like a team of climbers, leverage is required to reach pinnacles of production for each individual mortgage banker. We have the resources and expertise to help put you on a path to achieve your goals.

  • Austin Capital Mortgagae
  • 3801 N. Capital of TX Hwy, Suite J230, Austin, TX, 78746
  • We are a full service residential mortgage banking firm serving the Austin, Houston, San Antonio, and Dallas Fort Forth metro areas. We have been serving the needs of the residential mortgage community since 1996. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client.

  • Mission Mortgage of Texas, Inc
  • 901 S. Mopac Expwy., Austin, TX, 78746
  • Mission Mortgage has been providing professional lending services in Texas since 1986. We are a locally-owned company with the resources of a national lender. We provide our own processing, underwriting, closing, and funding in our main offices in Austin allowing us to complete your transaction with the fewest delays.

  • Barton Creek Lending Group LLC
  • 6011 Cape Coral Drive Austin, Austin, TX, 78746
  • BCLG was founded in 2004 and is a full service Mortgage Banker licensed in Texas, with the ability to provide mortgage financing for residential properties, commercial properties, condo projects raw land, and construction to permanent "One Time Close" projects. So, whether you are buying, building, or refinancing in TX.

  • Platte Vallley Bank
  • 1212 Circle Drive, Scottsbluff, NE, 69363
  • At Platte Valley Bank our focus will always be on people, products, service, community, work ethics and professionalism. It is no accident that our associates work so hard at customer service. Our customer oriented companies will be successful only if we bring to our jobs each day, the dedication to providing the service you expect and more

  • SouthStar Bank
  • 5925 Steiner Ranch Blvd, Austin, TX, 78732
  • SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.

  • Oasis Mortgage and Realty LLC
  • 7086 Comanche Trl, Austin, TX, 78732
  • We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates

  • Barton Hills Mortgage
  • 1900 Barton Hills Drive, Austin, TX, 78704
  • Ashley Hall is a trusted loan specialist and the President/Owner of Barton Hills Mortgage LLC with over 10 years of experience in the residential lending business. She has built her business solely by referrrals of past clients, loyal business partners, and trusted real estate professionals. Ashley is passionate.

  • UpEquity
  • 3601 S Congress Ave, Suite C304, Austin, TX, 78704
  • UpEquity is a tech-enabled mortgage platform that is disrupting the U.S. mortgage lending marketplace by providing cash offers for everyone. Founded in 2019 by Tim Herman and Louis Wilson while they were attending Harvard Business School, UpEquity was created out of a passion to solve the broken home buying process.