FHA VS Conventional loan programs in Kutztown, Berks County, Pennsylvania

In 2025, the conventional loan limit in Kutztown, belonging to Berks county, PA, is $726,200. For a single-family home, the FHA limit is set at $472,030.

Leverage the Lendersa® calculator to explore and compare today's optimal rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required for approval. Offering side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, the tool assists in finding the best program in PA for your specific financial scenario.

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2025 Loan Limits and Down Payment Requirements in Kutztown, Berks County, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to these zip codes: 19530

Discover Conventional and FHA Loan Options in Kutztown, PA

Lendersa® is focused on swiftly securing the best possible Conventional, USDA, or FHA loan options for you, with minimal hassle. Begin your journey with one of three pathways to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • AMERICAN MORTGAGE
  • 7071 W Commercial Blvd Suite 2F, Tamarac, FL, 33319
  • American Mortgage is a mortgage lender focusing on residential refinance loans. We have developed a terrific reputation in the Greater Seattle area and surrounding areas. Currently we are focusing on debt consolidation loans working to help borrowers reduce interest rate risk. We are currently only offering fixed rate mortgage loans.
  • FBT Bank & Mortgage
  • 200 West Fourth Street, Fordyce, AR, 71742
  • In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
  • The Bendena State Bank
  • 933 Friendship Road, Bendena, KS, 66008
  • Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.
  • Kensington Bank
  • 321 Washburn Avenue, Belgrade, MN, 56312
  • Kensington Bank is a community bank with locations in Belgrade, Cokato, Elrosa, Herman, Kensington, Saint Cloud, and Willmar, MN. We strive to provide excellent service and growth along with our customers. To be a trusted partner in the financial success of our customers one relationship at a time and give back to the communities we serve.
  • Hollywood Mortgage LLC
  • 5600 Northwest 102 Avenue, Suite I, Sunrise, FL, 33351
  • Hollywood mortgage corporation has been recognized through out Florida as well respected commercial real estate mortgage brokerage and residential mortgage firm with an exceptional record in customer relationship. Hollywood Mortgage Corporation specialize in providing commercial real estate lending that will accommodate all financing needs.
  • Professional Mortgage Group Inc
  • 5369 North Nob Hill Road, Sunrise, FL, 33351
  • Professional Mortgage Group, Inc. is a Florida for profit corporation based in Sunrise. They registered with the Florida Department of State's Division of Corporations on Nov 20, 2008. Whether you prefer to do business online or meet a live person, we will provide you a custom tailored loan to fit your financing needs.
  • International Mortgage & Finance Group Inc
  • 4300 North University Drive, Suite A-107, Lauderhill, FL, 33351
  • For over twenty years, we have provided hope, assurance, and quality service to clients who have been rejected by other brokers, lenders and banks. Our staff is made up of mortgage experts who provide the best service available. Licensed in the state of Florida and based in Lauderhill, International Mortgage & Finance Group serves clients
  • My Land Mortgage LLC
  • 4577 Nob Hill Road, Suite 204, Fort Lauderdale, FL, 33351
  • At My Land Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.