For the year 2026, the conventional loan limit in Longswamp, located in Berks county of PA, stands at $726,200, whereas the FHA limit for a single-family residence is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to juxtapose today's Conventional rates against FHA and USDA rates, helping you ascertain the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in determining the most suitable program in PA for your financial circumstances.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
These comparative details apply to the following zip codes: 19539
At Lendersa®, our objective is to secure you the top Conventional, USDA, or FHA loans swiftly and with ease. Start with any of the three options that connect you with matching lenders and program offerings.
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