In 2026, the maximum conventional loan for a single-family home in Lower-Merion, located in Montgomery county, PA, is $647,200. At the same time, the FHA limit is $477,250.
Use the Lendersa® Conventional loan calculator to assess and compare the best rates today among Conventional, FHA, and USDA loans. Understand the required income, credit, reserves, and documents necessary to qualify. This advanced mortgage tool provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, facilitating your decision on the optimal program in PA for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $345,000 | 0% |
| FHA | $477,250 | 3.5% |
This table applies to zip codes: 19066
The focus at Lendersa® is to promptly connect you with the most suitable Conventional, USDA, or FHA loan without hassle. Choose one of three pathways available to link you to matching lenders and loan programs.
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