FHA VS Conventional loan programs in 2026 for Ardmore, Montgomery County, Pennsylvania

In 2026, the loan limit for conventional loans in Ardmore, situated in the county of Montgomery, PA, is set at $726,200, while the limit for FHA loans for single-family homes is $529,000.

Lendersa® provides a Conventional loan calculator that allows you to evaluate the current best rates among Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans side by side with USDA, FHA, and VA options, aiding in selecting the best program in PA for your specific financial needs.

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Loan limits and down payment requirements for 2026 in Ardmore, Montgomery, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This table applies to the following zip codes: 19096

Available Loan Options: Conventional and FHA in Ardmore, PA

The aim of Lendersa® is to promptly offer you the best possible Conventional, USDA, or FHA loans without complications. Choose one from three available starting points to find suitable lenders and loan programs that match.

USDA loan request and results by Lendersa


Ardmore Lenders

  • Rock Hill Financial LLC
  • 822 Montgomery Avenue, Suite 312, Narberth, PA, 19072
  • Lends in Pennsylvania
  • In our experience, the funding of a loan does not end the interaction we have with, you, our customer. Our intent is to build an ongoing relationship with our clients. We want to make sure that we meet your current financial requirements as well as planning for future hopes and dreams.

  • Commonwealth Capital
  • 518 W. Lancaster Ave, Haverford, PA, 19041
  • Lends in Pennsylvania
  • Commonwealth Capital provides real estate secured financing (short-term bridge and mini-perm loans) for businesses and real estate investors that do not qualify for traditional bank credit or need a rapid response.Since our founding in 2010, we have funded over $100 million in small balance commercial real estate loans, representing more than 300 t

  • MS4 Consultants
  • 1 Belmont Ave, Suite 418, Bala Cynwyd, PA, 19004
  • Lends in Pennsylvania
  • MS4 Consultants LLC takes the time to learn your business and fully understand your financial needs. The experienced and dedicated MS4 staff makes commercial lending easy and gets you connected to financial solution options that are right for your specific needs. Our consultants have a tremendous amount of experience.

  • US Mortgageline
  • 2 Bala Plaza, Suite 800, Bala Cynwyd, PA, 19004
  • Lends in Pennsylvania
  • At U.S. MortgageLine we feel that there are no strangers in the world, only friends that haven't met. We are a full service mortgage lender with a simple philosophy. We give special attention to each of our clients and assist them in selecting the mortgage which best suits their individual needs.

  • CENTER CITY MORTGAGE AND INVESTMENTS LLC
  • 225 E. City Avenue, Suite 103, Bala Cynwyd, PA, 19004
  • Lends in Pennsylvania
  • "The Center City Mortgage & Investments website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
    With Center City Mortgage & Investments. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan program

  • Upper Darby Belltelco Federal Credit Union
  • 1410 Bywood Avenue, Upper Darby, PA, 19082
  • Lends in Pennsylvania
  • The Mission Statement of the UDBell Federal Credit Union has been since its inception in 1940 and continues to be one of SERVICE to its membership. It still believes in the national credit union credo of “not for profit, not for charity, but for service”. All our goals are dedicated to providing a financially sound.

  • Forge Federal Credit Union
  • 1402 Bywood Avenue, Upper Darby, PA, 19082
  • Lends in Pennsylvania
  • At Forge Credit Union, we understand everyone has different financial needs. That's why we offer a wide variety of miscellaneous services to help meet those needs. When you become a member of Forge Credit Union, you are joining the family of thousands that depend on us for excellent member service.

  • Rehab Financial Group, LP
  • 1062 Lancaster Ave, Suite 15C, Rosemont, PA, 19010
  • Lends in Pennsylvania
  • Rehab Financial Group, LP is a Rehab & Hard Money Lender helping real estate investors purchase and rehab non-owner occupied 1-4 family investment properties. We provide funding for 100% of the purchase and 100% of the rehab costs. Our loans are for 12-months (interest only payments), allowing investors to rehab a property that otherwise would no