FHA VS Conventional loan in Lower-Salford, Montgomery County, Pennsylvania

In 2026, the limit for a Conventional loan in Lower-Salford, within the county of Montgomery, PA, is $647,200. For a single-family home, the FHA limit is set at $477,250.

Use the Lendersa® Conventional loan calculator to effectively compare today's prime rates for Conventional, FHA, and USDA loans. This tool helps identify necessary income, credit scores, reserves, and documents needed for qualification. Through our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA programs side by side, facilitating your decision on the most suitable program in PA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Lower-Salford, County of Montgomery, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

Applicable to the following zip codes: 19438

Explore Conventional and FHA Loan Options in Lower-Salford, PA

Lendersa® dedicates itself to helping you obtain the best available Conventional, USDA, or FHA loans swiftly and easily. Start by selecting one of three potential pathways that will connect you with corresponding lenders and suitable loan programs.

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Lower-Salford Lenders

  • Financial Access
  • 440 Auburn Court, Souderton, PA, 18964
  • Lends in Pennsylvania
  • Financial Access, LLC is an established Pennsylvania (PA) mortgage broker founded in 2004 steadily serving a broad spectrum of client’s needs to attain a successful purchase or refinance loan. In accordance to the Pa law, Financial Access, LLC is licensed by the Pennsylvania Department of Banking and Securities

  • Time Mortgage & Finance LLC
  • 1008 Addison Lane, Souderton, PA, 18964
  • Lends in Pennsylvania
  • Time Mortgage and Finance LLC is a company that provides services in residential and commercial loans. Buying a house is one of the biggest purchases in one’s life, and we believe the experience should be as simple and memorable as possible. With the help of an expert from Time Mortgage,

  • Superior Credit Union
  • 100 Crosskeys Road, Collegeville, PA, 19426
  • Lends in Pennsylvania
  • Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members.
    We offer all of the competitive services and products and much better rates and with less fees. We pride ourselves on top quality service

  • Assured Financial Services Corporation
  • 134 Second Avenue, Collegeville, PA, 19426
  • Lends in Pennsylvania
  • Assured Financial Services is committed to providing our clients with highest quality Mortgage Services combined with lowest interest rates available in your neighborhood. Our team is friendly, knowledgeable, and available to discuss a plan with you. We have partnered with top lenders so you will be given a competitive quote with low closing costs.

  • Approval Plus Mortgage Services
  • 609 Hamilton Street, Collegeville, PA, 19426
  • Lends in Pennsylvania
  • Approval Plus Mortgage Inc. of Collegeville, Pennsylvania, is a residential mortgage agency specializing in refinancing mortgage services. Boasting a five-star rating with ratings companies and clients, we go the extra mile. Nothing is more important to us than exceeding expectations and securing low interest rates for homeowners.

  • KB Mortgage LLC
  • 26 Colonial Drive, Perkiomenville, PA, 18074
  • Lends in Pennsylvania
  • KB Mortgage LLC operates under the key principles of the Triple Bottom Line recognizing that people and the planet are as important as profits.This sustainable business model enables us to consistently offer the lowest possible mortgage rates. This sustainable business model enables us to consistently offer the lowest possible mortgage rates.

  • Nationwide Residential Mortgage Corp
  • 140 Longleat Drive North, North Wales, PA, 19454
  • Lends in Pennsylvania
  • Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.

  • Acer Mortgage Company
  • 726 Lower State Road, North Wales, PA, 19454
  • Lends in Pennsylvania
  • Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.

  • Colonial Mortgage Service Company of America
  • 418 Stump Road, Suite 100, Montgomeryville, PA, 18936
  • Lends in Pennsylvania
  • "Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD.
    Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"