Explore the differences! FHA VS Conventional loan programs in Franconia, Montgomery County, Pennsylvania

For the year 2025, the conventional loan limit set for Franconia, in the county of Montgomery, PA, is $726,200. At the same time, the FHA ceiling for a single-family home is $529,000.

Use the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA loans. This will help you determine the income, credit, reserves, and documentation needed for qualification. With our comprehensive mortgage tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to decide which PA program fits your financial scenario best.

Compare loan offers from 100 different lenders

2025 Loan Guidelines and Downpayment Requirements in Franconia, County of Montgomery, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This comparison is valid for zip codes: 18969, 18964, 19438, 18918

Exploring Conventional and FHA Loan Options in Franconia, PA

The aim of Lendersa® is to ensure you quickly secure the best possible Conventional, USDA, or FHA loan with ease. Select one of the three pathways for a match with suitable lenders and loan options.

Lendersa USDA loan request and matching overview


  • Guardian Home Mortgage Corporation
  • 11825 Hinson Road, Suite 104, Little Rock, AR, 72212
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Neighborhood National Bank
  • 15 Minnesota Ave S, Aitkin, MN, 56431
  • Neighborhood National Bank is committed to serving our community's financial needs with quality products and services, while exceeding our customer's expectations with our friendly and professional staff. We offer both personal and business banking as well as an array of loan services available. Get the best rates available on consumer
  • Osprey Mortgage Lending LLC
  • 5364 Osprey Street, Coconut Creek, FL, 33073
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Hero Mortgage Group
  • 7407 Wiles Road, Suite 354, Coral Springs, FL, 33067
  • OUR MISSION is TO PROVIDE EXTRAORDINARY SAVINGS TO HEROES WHO PROVIDE EXTRAORDINARY SERVICES TO OUR NATION AND ITS COMMUNITIES EVERY DAY. We've been helping customers afford the home of their dreams for many years and we love what we do. We take pride of ownership and continually strive to deliver excellence.
  • ILG Lending
  • 7551 Wiles Road, Unit 105B, Coral Springs, FL, 33067
  • We are dedicated to helping consumers and businesses obtain financing. First, before any business transactions take place, it is our goal to build lasting relationships. We use our extensive knowledge of our clients to make recommendations that are uniquely designed to meet their specific lending needs.
  • Elite Funding Network LLC
  • 7957 North University Drive, Suite 156, Parkland, FL, 33067
  • We use the most up to date technology powered by the nations top lenders, we also save time and efforts by streamlining the complex mortgage loan process to make it as easy as possible for our clients​. Our goal is to provide exceptional service, save you money, and offer you the lowest rates in the industry.
  • Athus Mortgage Services LLC
  • 11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
  • We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate
  • Capital Group Funding
  • 11263 NW 51st St, Coral Springs, FL, 33076
  • On time, stress free closings. Always. Whether you are purchasing your first home or are a seasoned home buyer, let me handle your transaction with professionalism and timely communication. You deserve it. Home financing simplified. Let my experience guide you. Always available to speak with you.
  • Elite Lending Solutions Incorporated
  • 5850 Coral Ridge Drive, Pompano Beach, FL, 33076
  • At Elite Lending Solutions, Incorporated, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • AAA Financial Corporation
  • 8811 S Miralago Way, Parkland, FL, 33076
  • AAAFinancial.com has been helping homeowners with their mortgages since 1989. We find you the right mortgage for the lowest cost! How? We have wholesale agreements with many of the largest lenders ( like those you see everyday on TV!). By keeping our overhead low we can pass the savings on to you!
  • Jet Direct Mortgage
  • 7401 Wiles Road, Suite 212, Pompano Beach, FL, 33076
  • At Jet Direct Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.