FHA VS Conventional loan programs in Luzerne, Fayette County, Pennsylvania
In 2026, the conventional loan limit for Luzerne, in the county of Fayette, PA, is set at $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA options. Determine what income, credit, reserves, and documents are necessary for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which is best for your particular financial situation in PA.
2026 Loan Limits and Down Payment Requirements in Luzerne, County of Fayette, PA
Loan Type
Loan Limit
Down Payment
Conforming Conventional
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 15475
Conventional and FHA Loan Options in Luzerne, PA
The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without any hassle. Choose one of the three starting points that match you with suitable lenders and loan programs.
Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Fayette Federal Employees Federal Credit Union has been open since 1955. The credit union has assets totaling $15.33 Million and provides banking services to more than 1, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.
Valley 1st Community Federal Credit Union operates through a Board of Directors who are elected by our members and serve as volunteers. The Board consists of officers who set policies, objectives, and standards that guide our staff in achieving a common goal. Our core building blocks of our financial institution rest upon the initiatives we take.
Keystone home finance company Headquartered in the Pittsburgh area with a reach that spreads across all of Pennsylvania, Keystone Home Finance has been consistently recognized as a leading source for low cost mortgages. The founder and owner, Keith Landis is a well known author within the mortgage community and has been sharing his expertise
