Explore the differences! FHA VS Conventional loan programs in Luzerne, Fayette County, Pennsylvania
In 2025, the conventional loan limit for Luzerne, in the county of Fayette, PA, is set at $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA options. Determine what income, credit, reserves, and documents are necessary for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which is best for your particular financial situation in PA.
2025 Loan Limits and Down Payment Requirements in Luzerne, County of Fayette, PA
Loan Type
Loan Limit
Down Payment
Conforming Conventional
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 15475, 15444, 15463, 15433, 15447, 15417, 15410, 15413, 15450
Conventional and FHA Loan Options in Luzerne, PA
The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without any hassle. Choose one of the three starting points that match you with suitable lenders and loan programs.
"Bridgeway Capital takes a market-based approach to community and economic development. We invest in people and places that mainstream finance considers too risky. Where others see risk, we see opportunity.
Bridgeway provides patient, flexible capital and business education to ignite small business growth, develop communities"
2201 Liberty Avenue, Room 201, Pittsburgh, PA, 15222
At the Iron Workers Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guideline 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services.
1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
Allegent is a full service financial institution offering better rates, lower fees and the personal attention you deserve. All you need to do, in order to establish your membership, is open a savings account with an initial $5 deposit and from there, all of our products and services are available at your fingertips.
Red Tree Mortgage is rooted upon the principles of expertise, faith, family and strong values. We strive for excellence and believe that every customer should be treated with superior service and respect to ensure that they have the best experience in the industry. A wonderful night at Topgolf with our Red Tree Mortgage family.
Holland Mortgage Advisors is a professional mortgage lending company, with over 150 years combined experience in the mortgage lending industry. We focus on conventional, government, new construction, investment/commercial, and portfolio lending, and partner with reputable local and national lending institutions to be able to offer our clients
At Stonebridge Home Mortgage, llc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
30 Isabella Street, Suite 100, Pittsburgh, PA, 15212
Alcoa Pittsburgh FCU is a member owned not-for-profit financial cooperative. Unlike other financial institutions that need to generate profit to satisfy stockholders, we judge our success based on member satisfaction. Accordingly, we return earnings to our members through competitive dividend rates.
SSB has been Pittsburgh's choice for local personal and business banking since 1922. SSB Bank is excited to serve Pittsburgh’s McCandless and North Side communities. Please stop in or call our friendly staff members to find out how you can benefit and save money as part of the SSB Bank family.
AAA Mortgage Money offer some of the lowest rates possible without sacrificing excellent customer service. My extensive experience in the mortgage industry allows me to help guide you towards informed decisions that will benefit you now and in the future. Whether you are a first-time home buyer or looking to refinance your existing mortgage.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your needs.
