In 2025, the conventional loan limit for Luzerne, in the county of Fayette, PA, is set at $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA options. Determine what income, credit, reserves, and documents are necessary for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which is best for your particular financial situation in PA.
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| Loan Type | Loan Limit | Down Payment |
| Conforming Conventional | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to the following zip codes: 15475, 15444, 15463, 15433, 15447, 15417, 15410, 15413, 15450
The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without any hassle. Choose one of the three starting points that match you with suitable lenders and loan programs.
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