FHA VS Conventional loan programs in Minersville, Schuylkill County, Pennsylvania

By 2026, the conventional loan threshold in Minersville, within Schuylkill county, PA stands at $726,200, whereas the FHA cap for a single-family residence is $472,030.

Try out the Lendersa® Conventional loan calculator to examine current rates between Conventional and FHA or USDA loans, enabling you to assess income, credit, reserves, and documentation requirements. Our comprehensive mortgage calculator compares Conforming Conventional loans, USDA, FHA, and VA, side by side, aiding you in making the best choice for your financial scenario in PA.

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Loan limits and down payment requirements for 2026 in Minersville, Schuylkill county, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison reflects zip codes: 17954

Options for Conventional and FHA loans in Minersville, PA

Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan swiftly and without inconvenience. Choose from three starting points that connect you with suitable lenders and loan programs.

USDA loan requests and results from Lendersa


Minersville Lenders

  • CACL Federal Credit Union
  • 1800 West Market Street, Pottsville, PA, 17901
  • Lends in Pennsylvania
  • The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.

  • Lebanon Federal Credit Union
  • 300 Schneider Drive, Latrobe, PA, 17046
  • Lends in Pennsylvania
  • At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.

  • The Gratz Bank
  • 32 West Market Street, Gratz, PA, 17030
  • Lends in Pennsylvania
  • The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.

  • First Columbia Bank & Trust Co.
  • 232 East Street, Bloomsburg, PA, 17815
  • Lends in Pennsylvania
  • First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.

  • New Tripoli Bank
  • 6748 Madison Street, New Tripoli, PA, 18066
  • Lends in Pennsylvania
  • New Tripoli Bank is dedicated to remaining independent and providing the financial needs of individuals, families, and small businesses in the Lehigh Valley by providing high-quality, competitively priced services in a caring, friendly environment. Our success is directly linked to the growth and vitality of our community.

  • First Keystone Community Bank
  • 111 West Front Street, Berwick, PA, 18603
  • Lends in Pennsylvania
  • First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25'​ building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.

  • Utilities Employees Credit Union
  • 11 Meridian Boulevard, Wyoming, PA, 19610
  • Lends in Pennsylvania
  • Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.

  • Discovery Federal Credit Union
  • 2744 Century Boulevard, Wyoming, PA, 19610
  • Lends in Pennsylvania
  • At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.

  • CDL Mortgage Services LLC
  • 50 Berkshire Ct, Wyomissing, PA, 19610
  • Lends in Pennsylvania
  • We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.