FHA VS Conventional loan in Nanticoke, Luzerne County, Pennsylvania

For 2026, the conventional loan limit in Nanticoke, Luzerne county, PA, stands at $726,200, whereas the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare today's leading rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program in PA aligned to your specific financial needs.

Compare loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Nanticoke, Luzerne County, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 18634

Explore Conventional and FHA Loan Options in Nanticoke, PA

The goal of Lendersa® is to quickly secure the most favorable Conventional, USDA, or FHA loan for you, without hassle. You can choose one of three approaches to connect with suitable lenders and loan solutions.

Lendersa USDA loan request and matching results


  • ABC Capital RE, LTD
  • 1218 N. Marshall Street, Philadelphia, PA, 19122
  • ABC Capital RE, LTD is a one-stop shop for overseas and US real estate clients. We locate, renovate, and manage properties for hands off international/national clients. You do not have the risk of buying securities but instead your real estate properties remain in your own separate legal entity. ABC has presented our unique value proposition all o

  • North Jersey Federal Credit Union
  • 711 Union Blvd, Totowa, NJ, 07512
  • In 1936, North Jersey Federal Credit Union was founded. Our vision is to provide service to all members beyond their expectations to create a “Wow Experience” for each of them. We will be convenient, efficient and effective in serving our members throughout the community. Our goal is to enable our members to have financial freedom.

  • North Capital Funding Corporation
  • 535 Union Boulevard, Totowa, NJ, 07512
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Middlesex County Employees Federal Credit Union
  • 825 Georges Road, 3rd Floor, North Brunswick, NJ, 08902
  • The Middlesex County Employees Federal Credit Union has been in existence since 1967. We are federally chartered and have to follow the rules and regulations set by the National Credit Union Association "NCUA". Our books and policies are audited at least once a year. All accounts are insured by NCUA for up to $250, 000.

  • United One Mortgage Inc
  • 1215 Livingston Avenue, Suite 305, North Brunswick, NJ, 08902
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Brunswick Bank and Trust Company
  • 439 Livingston Avenue, New Brunswick, NJ, 08901
  • Brunswick Bank & Trust was started on one idea, helping people. At the time it opened its doors, a bank of its kind didn’t exist in the local area. While the national bank set out to help citizens from a government level & the saving bank helped them with investments, the founders of Brunswick Bank strived for a more inclusive approach to banking.

  • Magyar Bank
  • 400 Somerset Street, New Brunswick, NJ, 08901
  • Magyar Bank is your one stop solution for all your banking needs. We've been helping families and businesses reach their financial dreams since 1922, and we're an active leader in the communities we serve. Each year, we support over 75 local organizations through employees volunteering their time, and corporate donations.

  • US Mortgage of Pennsylvania
  • 2646 Lefevre St, Philadelphia, PA, 19137
  • U.S. Mortgage of Pennsylvania is a full service lender whose primary focus is to serve our Pennsylvania mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We can assist you with qualifying and obtaining the mortgage plan best suited

  • Tioga-Franklin Savings Bank
  • 320 East Girard Avenue, Philadelphia, PA, 19125
  • Tioga-Franklin is the little bank with the big difference. We have been around since 1873, so we know a few things about quality banking. At Tioga-Franklin, you get all the benefits of a large banking institution in addition to the personalized, familiar environment of a small, community bank. As a Tioga-Franklin customer.

  • Tioga-Franklin Savings Bank
  • 320 East Girard Avenue, Philadelphia, PA, 19125
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Singer Financial Corporation
  • 1708 Locust St, Philadelphia, PA, 19103
  • We are a Private Direct Portfolio Lender with our own pool of capital available to lend your business. Unlike many other Private Lenders, we don't take your loan to some nameless private investor to get your loan approved and funded. We offer commercial real estate secured business loans to business owners and real estate investors.

  • HomeLend Financial Inc
  • 1900 Market Street, 8th Floor, Philadelphia, PA, 19103
  • HomeLend Financial We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.