FHA VS Conventional loan in Newberry, York County, Pennsylvania

For the year 2026, the conventional loan limit in Newberry, situated in the county of York, PA, is $726,200. Meanwhile, the FHA limit stands at $472,030 for a single-family residence.

Make use of the Lendersa® Conventional loan calculator to compare the leading rates available today among Conventional, FHA, and USDA loans. By doing so, you can ascertain the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in determining the best program for your financial situation in PA.

Review and compare loan offers from an array of 100 lenders

2026 Loan Limits and Down Payment Requirements in Newberry, County of York, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table covers the following zip codes: 17319

Explore Conventional and FHA Loan Options in Newberry, PA

Lendersa® is dedicated to facilitating the process of securing the best Conventional, USDA, or FHA loans efficiently and without complications. Start with one of three options to connect with suitable lenders and tailored loan programs.

Lendersa USDA loan request and matching results


Newberry Lenders

  • New Cumberland Federal Credit Union
  • 345 Lewisberry Road, New Cumberland, PA, 17070
  • Lends in Pennsylvania
  • NCFCU is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.

  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Lends in Pennsylvania
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.

  • Belco Community Credit Union
  • 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
  • Lends in Pennsylvania
  • Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.

  • Susquehanna Valley Federal Credit Union
  • 3850 Hartzdale Drive, Camp Hill, PA, 17011
  • Lends in Pennsylvania
  • "At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service!

    Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety

  • Falcon Mortgage, Inc.
  • 2830 Sunset Drive, Camp Hill, PA, 17011
  • Lends in Pennsylvania
  • Falcon Mortgage, Inc. was established with the mission of creating extraordinary mortgage solutions for the citizens of PA. That mission continues to be a driving force through today. Falcon Mortgage has always sought out the nation’s most creative & responsible lenders.This enables us to be one of the nation’s most respected mortgage brokers.

  • MONEYLINE LENDING LLC
  • 3913 Market Street, Suite A, Camp Hill, PA, 17011
  • Lends in Pennsylvania
  • MoneyLine Lending has an excellent track record for providing expert service whether you're looking to purchase a new home or improve cash flow by refinancing.
    Our team here at Moneyline Lending is small but strong. We are driven by our clients and we have a cohesive system which enables us to work within time constraints while still providing.

  • Tidewater Mortgage Services, Inc.
  • 3920 Market Street, Camp Hill, PA, 17011
  • Lends in Pennsylvania
  • Tidewater, we treat our employees like family. We believe in positive thinking and we take pride in each member of our team and clients. We’re always looking for participating in bigger, better opportunities to achieve all professional and personal goals. We also believe strongly in giving back to the community.

  • Americhoice Federal Credit Union
  • 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA, 17055
  • Lends in Pennsylvania
  • AmeriChoice Federal Credit Union was founded in 1970 by a small group of IBM Corporation employees. Through the years, we’ve grown by extending eligibility to the South Central PA Community including Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties. Today, we are more than 15, 000 members strong with assets exceeding $180 million.

  • Hershey Federal Credit Union
  • 232 Hershey Road, Hummelstown, PA, 17036
  • Lends in Pennsylvania
  • Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.