Explore the differences! FHA VS Conventional loan programs in Newberry, York County, Pennsylvania

In 2025, Convetional loan limit in Newberry, county of York, PA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in PA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Newberry, county of York, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 17319, 17370, 17315, 17345

Conventional and FHA loan options in Newberry, PA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Steelman Mortgages
  • 6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
  • Our mission is to operate with honesty, integrity and clear communication. Cindy makes it her priority to respond rapidly to questions and concerns from homebuyers and homeowners. As a local, independent mortgage company in Roseville, Steelman can provide you with personalized customer service now and over the lifetime of your mortgage.
  • Verdeo Capital Group, Inc.
  • 4168 Douglas Blvd, Suite 200, Granite Bay, CA, 95746
  • Verdeo Capital Group is one of the largest private money lenders in Northern California.Since 2006, Verdeo Capital Group has Funded over a quarter billion dollars in real estate loans. From the start-up Real Estate investor looking to get into the marketplace to the seasoned home owner looking to purchase a new luxury residence.
  • Always Best Rate Mortgage Company
  • 7035 Morningside Drive, Granite Bay, CA, 95746
  • As a Mortgage Broker, Always Best Rate Mortgage Company works for you, the homeowner. We search the mortgage market daily to find the cheapest money from the best priced wholesale lenders. We consistently deliver lower rates at lower cost because of our hard work and dedication to your financial improvement.
  • Answer Home Loans, Inc
  • 6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
  • "At AHL we believe in the value of your word and the strength of a handshake and we strive to conduct business daily with those values formost in mind. Collectively our ownership team brings over 40 years of mortgage lending experience to the table and we have clients that have worked with us over that entire time."
  • California Lending Source
  • 1024 Iron Point Rd, Suite 1017, Folsom, CA, 95630
  • California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.
  • Heritage Community Credit Union
  • 707 E Bidwell St, California, CA, 95630
  • Heritage Community Credit Union Credit Union (HCCU), not-for-profit financial cooperative, has provided friendly and trusted guidance to members in the greater Sacramento area since 1953. As a financial cooperative, HCCU can — with authentic credibility — deliver the brand promise that we want our members to, “Profit Wherever You Go.
  • United Financial
  • 718 Sutter Street, Suite 100, Folsom, CA, 95630
  • United Financial Services was founded by Todd Zancaner in 2006. Working for large banks and retail branches I realized that I could provide more to my clients with little over head and more experience then most of the big banks and I could give back to my clients so that is when I knew starting United Financial Services was the best option for me.
  • CARE Finance Group
  • 187 Blue Ravine Rd, Suite 130, Folsom, CA, 95630
  • At CARE Finance Group, we take an education first approach with our clients. We focus on their individual needs and goals to recommend the best programs for their situation. We want our clients to feel like they know what’s happening, what they’re getting into, and feel comfortable throughout the process.
  • Bentley Mortgage and Real Estate Services
  • 305 Natoma Street, Folsom, CA, 95630
  • Bentley Mortgage & Real Estate Services is a unique company that is changing the way people buy, sell, and finance their homes in the greater Sacramento area. Most of our consultants are both expert mortgage consultants and associated REALTORS. From loan pre-qualification to loan approval, from house hunting to contract negotiations.
  • Joe Alves, California Home Loans
  • 101 Parkshore Dr, Suite 100, Folsom, CA, 95630
  • At California Home Loans we treat you like family not another number like large Banks! As a local independent broker, we have access to lower wholesale rates that big banks and retailers cannot match. We can get you to the closing table in 20 days or less. we offering to our clients Conventional, FHA, VA, USDA, Reverse and JUMBO products.
  • Arnaz Financial Inc
  • 17485 Monterey Rd, Suite 106, Folsom, CA, 95630
  • My name is John Arnaz. I'm a Mortgage Broker with Arnaz Financial Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. John brings his experience in wholesale, private banking and residential home loan lending. John takes great pride in successfully restructuring loans
  • Valley Funding Inc
  • 100 Iron Point Circle, Suite 150, Folsom, CA, 95630
  • Valley Funding, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at Valley Funding believe in working hard to get the job done.