FHA VS Conventional loan in Penn, Lancaster County, Pennsylvania

In 2025, for Penn, located in the county of Lancaster, PA, the conventional loan cap is set at $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top rates among Conventional, FHA, and USDA loans today. Determine the needed income, credit score, reserves, and documents to qualify. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your specific financial needs in PA.

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2025 Loan Limits and Down Payment Requirements in Penn, County of Lancaster, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for the following zip codes: 17543, 17545, 17521, 17564

Conventional and FHA Loan Options in Penn, PA

The mission of Lendersa® is to promptly and conveniently secure you the most suitable Conventional, USDA, or FHA loan. Select one of three starting options that lead to matching with compatible lenders and loan programs.

Lendersa USDA loan request and matching results


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