In 2025, the Conventional loan limit in Philadelphia, situated in the county of Philadelphia, PA, is $726,200. Meanwhile, the FHA limit for a single-family residence is $529,000.
Utilize the Lendersa® Conventional loan calculator to compare today’s best-discounted rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation necessary for qualification. This advanced calculator allows a side-by-side view of Conforming, USDA, FHA, and VA loans, helping you choose the right program for your financial situation in PA.
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| Loan Type | Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $345,000 | 0% |
| FHA | $529,000 | 3.5% |
This table applies to zip codes: 19154, 19151, 19150, 19153, 19152, 19102, 19103, 19106, 19107, 19104, 19109, 19128, 19129, 19120, 19121, 19122, 19123, 19124, 19125, 19126, 19127, 19112, 19111, 19115, 19114, 19116, 19119, 19118, 19148, 19149, 19146, 19147, 19144, 19145, 19142, 19143, 19140, 19141, 19139, 19138, 19137, 19136, 19135, 19134, 19133, 19132, 19131, 19130, 19019, 19092, 19093, 19099, 19101, 19105, 19108, 19110, 19155, 19160, 19161, 19162, 19170, 19171, 19172, 19173, 19175, 19176, 19177, 19178, 19179, 19181, 19182, 19183, 19184, 19185, 19187, 19188, 19190, 19191, 19192, 19193, 19194, 19195, 19196, 19197, 19244, 19255
At Lendersa®, our goal is to efficiently secure the best-suited Conventional, USDA, or FHA loan with ease. Begin with any of the three options to connect with matching lenders and loan programs.
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