FHA VS Conventional loan programs in 2026 for Philadelphia, Philadelphia County, Pennsylvania
In 2026, the Conventional loan limit in Philadelphia, situated in the county of Philadelphia, PA, is $726,200. Meanwhile, the FHA limit for a single-family residence is $529,000.
Utilize the Lendersa® Conventional loan calculator to compare today’s best-discounted rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation necessary for qualification. This advanced calculator allows a side-by-side view of Conforming, USDA, FHA, and VA loans, helping you choose the right program for your financial situation in PA.
2026 Loan Limits and Down Payment Requirements in Philadelphia, Philadelphia, PA
Loan Type
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,000
0%
FHA
$529,000
3.5%
This table applies to zip codes: 19154
Conventional and FHA Loan Options in Philadelphia, PA
At Lendersa®, our goal is to efficiently secure the best-suited Conventional, USDA, or FHA loan with ease. Begin with any of the three options to connect with matching lenders and loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Centric Mortgage offer a Purchases & Refinances Residential 1 - 4 units Investment properties 1 - 4 units Commercial properties 5 plus units Mixed Use properties Land Only loans 2nd homes Construction loans Home Improvement loans Loan Products & Programs Self Employed & 1099 employees Fixed rates ARMs Cash-out options FHA Loans VA Loans Small more
Aarna Mortgage LLC is located in Bensalem, PA, United States and is part of the Activities Related to Credit Intermediation Industry. Aarna Mortgage Serving all of NEW JERSEY AND PENNSYLVANIA. We want you to compare us with other brokers. No obligation free quote. Get lowest cost mortgage and save thousands.
At Latitude Financial, we’re your friend in the mortgage business. As one of Pennsylvania’s most experienced mortgage brokers, Latitude Financial provides loans for new homebuyers, investors and property owners for various real estate projects. We value you. Customer service is our #1 priority.
Lotus Mortgage Corp, Licensed in Pennsylvania and Texas, is an established business of over 28 years, since 1991. We are extremely dedicated towards helping our clients secure their financial future, hence nearly 95% of our business is from referrals from past clients, business colleagues, as well as established real estate agents.
American Heritage is a credit union, not a bank. Since we provide all of the same services and conveniences as a bank, take a closer look at what makes us different – and better! American Heritage will never be a faceless, business-first organization. We are a community of members. We live and work together. We are family.
"A Mortgage Broker in Philadelphia, we specialize in closing challenging loans. Whether you are looking to purchase or refinance, we have access to a full line of loan options from many different banks to offer you the best loan that fits your specific needs. Since everyone has different needs, with us you have options, many options."
"We are mortgage broker company. We are here to find the best mortgage rate for our local clients. Build Your LEGACY through Home ownership; We are here for YOU! We can help refinance your existing mortgage or get a loan to purchase a new home. Jason Lin Mortgage Broker/Owner at Legacy Mortgage Company."
1 Neshaminy Interplex Dr, Suite 310, Feasterville Trevose, PA, 19053
Lends in Pennsylvania
AmRes is a multi-state mortgage services company, providing loan solutions for borrowers seeking financing. Our company is committed to offering our clients the most competitive rates on the market and unrivaled customer support and retention.
Our fully licensed mortgage professionals have vast experience in the financial services industry
