FHA VS Conventional loan programs in 2026 for Philadelphia, Philadelphia County, Pennsylvania
In 2026, the Conventional loan limit in Philadelphia, situated in the county of Philadelphia, PA, is $726,200. Meanwhile, the FHA limit for a single-family residence is $529,000.
Utilize the Lendersa® Conventional loan calculator to compare today’s best-discounted rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation necessary for qualification. This advanced calculator allows a side-by-side view of Conforming, USDA, FHA, and VA loans, helping you choose the right program for your financial situation in PA.
2026 Loan Limits and Down Payment Requirements in Philadelphia, Philadelphia, PA
Loan Type
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,000
0%
FHA
$529,000
3.5%
This table applies to zip codes: 19154
Conventional and FHA Loan Options in Philadelphia, PA
At Lendersa®, our goal is to efficiently secure the best-suited Conventional, USDA, or FHA loan with ease. Begin with any of the three options to connect with matching lenders and loan programs.
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1999 Avenue of the Stars, Suite 1100, Los Angeles, CA, 90067
Scott Griffin Financial Management Solutions specializes in high-end residential mortgages, offering loans in California. The brokerage caters to high-net-worth individuals to offer 'A' Paper Jumbo Loans through concierge-grade, specialized service.Scott Griffin Financial is one of only a small number of brokerages that can offer the patented.
2029 Century Park E, Suite 400 Office 487, Los Angeles, CA, 90067
"Led by the Guzzo's family for over five generations in Europe, Guzzo & Co has been primarily associated with merchant activities.
Started as an investment company in Italy, Guzzo & Co has expanded its presence in North America with a Mortgage Lending division and continues today to be an active independent investment firm"
1880 Century Park East, Suite 412, Los Angeles, CA, 90067
With Over 30 Years of Combined Experience, Our Team has the Knowledge and Expertise to Ensure Professional, Accurate, High-Quality Service. We can give you an answer within 24 hours to see if you qualify for financing even if you have been turned down by other lenders. We put together a repayment plan with our borrowers that works for them.
10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067
Hard Money Go specializes in residential and commercial hard money lending throughout Southern California. As the largest single source of private money, we have the ability to fund hard money loans within 10 business days and can get your deals closed under strict time deadlines.
1801 Century Park East #1101, Los Angeles, CA, 90067
Century City Mortgage is a full service mortgage brokerage operation that provides financing across almost all real estate categories. Our goal has been to provide property owners of all levels with not just financing, but long term strategy advice for their particular situation.
1875 Century Park East, Suite #900, Los Angeles, CA, 90067
Archway Capital is an alternative investment manager that provides short-term, bridge financing secured by commercial and residential real estate nationwide. Archway and it's affiliated funds have over 600MM in AUM. Archway offers quick, reliable and flexible lending solutions to help real estate sponsors meet their investment objectives.
2824 South Robertson Boulevard, Los Angeles, CA, 90034
Equitable Lending, we treat each customer as an individual; not a number. Unlike the "big lenders" we actually take time to listen to our customers' goals and aspirations, and we use old fashioned common sense and hard work to help our customers obtain the best loan possible given their goals and their situation. As a premier boutique mortgage.
3415 S. Sepulveda Blvd, Suite 420, Los Angeles, CA, 90034
At Sunrise Mortgage, relationships drive everything we do - from who we hire to the clients we represent and the vast network of lenders we've established. We are a full service mortgage banking firm, originating and servicing commercial real estate loans nationwide through our extensive institutional lender network.
3415 S. Sepulveda Blvd. Ste 580, Los Angeles, CA, 90034
RCN Capital®, LLC is a national, direct private lender. We provide short-term commercial loans ranging from $50k to $2.5M+ to fund the purchase and rehab of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.
We are dedicated to finding the best loan options for our customers while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process – from application to closing and beyond.
