Explore the differences! FHA VS Conventional loan programs in Phoenixville, Chester County, Pennsylvania
In 2025, the limit for a conventional loan in Phoenixville, which is situated within the county of Chester, PA, stands at $726,200. At the same time, for those considering an FHA loan, the limit for a single-family home is determined to be $529,000. These loan limits are key for prospective homebuyers and investors as they define the financing thresholds available within this region, guiding decisions in property acquisition.
The Lendersa® Conventional loan calculator is a valuable tool to effectively compare today's leading rates across loans such as Conventional, FHA, and USDA. This advanced instrument assists in identifying the required income brackets, evaluating credit scores, assessing reserves, and understanding necessary documents for qualification. With our mortgage calculator, you can place Conforming Conventional loans alongside USDA, FHA, and VA options, offering a side-by-side view that clarifies which loan program in PA best aligns with your specific financial objectives.
Discussing 2025 Loan Limits and Down Payment Requirements in Phoenixville, County of Chester, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$381,800
0%
FHA
$529,000
3.5%
This table of comparison is applicable to the zip codes: 19460. Verify your area to ensure the application of correct loan limits.
Comprehensive Loan Options: Exploring Conventional and FHA in Phoenixville, PA
Lendersa® is dedicated to helping you quickly find the most suitable loan options—whether it's a Conventional, USDA, or FHA loan—without the hassle. Select from three central starting points that will connect you to appropriate lenders and tailor-made loan programs that meet your needs. Our objective is to streamline your access to the loan solutions that will support your property goals in this promising state.
"We help take the Stress out of the Mortgage process. Purchases, Refinance, Investor specials. Free consultation, low rates with fast Stress Less Closings.
Experienced Owner with a demonstrated history of working in the mortgage industry. Skilled in Sales, Risk Management, and Training."
We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.
First Federal Credit Union was chartered in 1926. Since then, we have been serving our members in Linn County by providing them with community financial services to help families and businesses while holding ourselves to the highest standards. We have recently expanded to serve Benton county.
Universal Lending was founded over 35 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
Patriot Bank is a full-service bank with a focus on community service. The bank serves the growing markets of Shelby County, Tipton County and Fayette County with a wide range of consumer and commercial accounts and a mortgage division. Patriot Bank opened in Millington in October 2001 and has grown to eight full service banks in Arlington
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Patriot Bank Mortgage offers mortgages in Memphis, Shelby, Tipton and Fayette County markets. We also serve the surrounding areas.
Metco Credit Union is a non-profit financial cooperative, owned, and operated by its members. Our purpose is to create pathways to financial success for our members by providing a full range of competitive services that respond to their changing needs. Metco Credit Union Established in 1957.
"Bartlett Mortgage, Inc., will help. The Bartlett Mortgage team loves helping individuals and families throughout greater Memphis hang their hat in their new home.
We’re one of the largest mortgage companies in the greater Memphis area. The number of people we’ve helped obtain or build their homes is something we’re incredibly proud of.
Community Mortgage; our name says it all. Mortgages are all we do, and we are experts at it. We're committed to serving you with on time closing, local underwriting/decision making, expert support personnel and exceptional communication. We know your neighborhoods, understand your needs and we're here for you, every step of the way.
Federation” is commonly defined a union of organizations. We believe that we are more than just a union of organizations but also a union of communities by serving Washington, Brighton, Richland and Wellman, Iowa. We belong together because “Together We’re Strong and In 1906, Rubio Savings Bank was chartered as a state bank in the railroad town of
