FHA VS Conventional loan programs in 2025 for Charlestown, Chester County, Pennsylvania

In 2025, Convetional loan limit in Charlestown, county of Chester, PA is $726,200 while FHA limit is $529,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in PA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Charlestown, county of Chester, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

The comparison table applies to zip codes: 19460, 19355, 19432

Conventional and FHA loan options in Charlestown, PA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Private Lender LLC
  • 150 South East 2nd Avenue, Suite PH1, Miami, FL, 33131
  • "We know time is of the essence, that you need a lending partner you can rely on, and someone who knows how to work through the tough deals and has actually been in your shoes. Partner with PrivateLender.com to work with a team who actually knows the ins and outs of your business and can add value to you and your business."
  • Riajan Mortgage LLC
  • 150 South East 2nd Avenue, 3rd Floor, Miami, FL, 33131
  • Riajan Mortgage is a mortgage company based in Miami, Florida, serving residential and business clients throughout the state of Florida. We offer array of lending programs that are designed to provide solution based financing for consumers.residential and business clients throughout the state of Florida.
  • CTC Financial PA
  • 99 Brickell ave, 4th floor, Miami, FL, 33131
  • We help domestic buyers & foreign investors finance real estate in the USA. Not just do we accompany you throughout the whole process, we also provide you the best interest rate and set all the paperwork for approval purposes. We understand each loan process is unique. We work with various institutions in order to ensure each loan is well matched.
  • Ruulio Financial Group Inc
  • 1000 Brickell Avenue, Suite 1108, Miami, FL, 33131
  • Ruulio Mortgage we make each one of our clients part of the family and treat them like it ! With our combined mortgage experience and great customer service, we are the partner you need while dealing with most likely your largest asset. At Ruulio Mortgage we pride ourselves on transparency, best cost and unsurpassed customer service.
  • Vaster Management LLC
  • 1300 Brickell Ave, Miami, FL, 33131
  • We are a private lender for residential, commercial properties, and land for development. We have the ability to finance transactions in a quick and flexible manner using our own criteria to assess the value of the properties we seek to finance. We offer faster, reliable, and more flexible mortgage solutions to address the unique needs.
  • I Finance Florida LLC
  • 1050 Brickell Avenue, Apartment 202, Miami, FL, 33131
  • iFinance Florida Is The Premier Mortgage Company From The Florida Keys To The Palm Beaches. We specialize in a variety of loans. While we focus on residential loans for both domestic & foreign national buyers, we are also able to offer commercial & construction loans. We are able to accommodate a variety of different needs.
  • Numarc Mortgage
  • 25 Se Second Avenue, Suite 312, Miami, FL, 33131
  • Numarc Mortgage provides mortgage services as a dba of Numarc Financial Management Corporation, a Florida Corporation. We are located in downtown Miami, Florida, in the historic Ingraham Building, where we have been in the mortgage business since 2018. We provide mortgage services solely in the state of Florida.
  • Globe Mortgage, Inc
  • 1200 Brickell Avenue, Suite 740, Miami, FL, 33131
  • Globe Mortgage, Inc. was established in 2004 and has since been a leader in the mortgage industry. Our company's mission is to provide borrowers' with the availability in obtaining the lowest possible rate, maintaining the highest level of service, customer satisfaction and executing such without sacrificing speed in the process.
  • Get A Rate LLC
  • 1101 Brickell Avenue South Tower 8th Floor, Miami, FL, 33131
  • Get A Rate is a new kind of mortgage company taking a fresh approach to lending and client relationships. From digital solutions to transparent services, we're all about helping our clients achieve the highest level of success when it comes to personal accomplishments and home ownership.
  • Lending Bankers Mortgage LLC
  • 848 Brickell Ave #1200, Miami, FL, 33131
  • Lending Bankers Mortgage, we simplify the whole process of getting the mortgage that's right for you. We pride ourselves upon finding the best mortgage for you in the quickest possible manner, plus making the experience as hassle-free as possible.We'll have leading lenders compete for your mortgage,.
  • Polaris Funding Group, LLC
  • 201 S Biscayne Blvd 28th Floor, Miami, FL, 33131
  • Polaris Funding Group, LLC, was positioned to allow our cliental (including first-time-home buyers!) access to excellent and honest customer service, extremely competitive fixed interest rates, and the lowest closing costs available on the market. We also offer solutions for challenging loans which can't be placed through a "regular bank" e.g. bank
  • Bennett Capital Partners Mortgage Brokers
  • 1101 Brickell Ave STE 800, Miami, FL, 33131
  • Looking to secure your dream home? Bennett Capital Partners Mortgage Brokers, headed by seasoned expert Philip Bennett, provides tailored mortgage solutions to guide you every step of the way. We simplify the process, ensuring you receive the best rates. Contact us at 800-457-9057 or visit bcpmortgage.com. Experience the confidence of partnering wi