FHA VS Conventional loan programs in 2026 for Pittsburgh, Allegheny County, Pennsylvania

As of 2026, the Conventional loan limit in Pittsburgh, which is in Allegheny county of PA, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare and contrast today's top rates for Conventional, FHA, and USDA loans. Assess the requirements for income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, view Conforming, USDA, FHA, and VA loans side by side, aiding in determining the best program suited for your financial situation in PA.

Explore and compare loan offers from over 100 lenders

2023 Loan Limits and Down Payment Requirements in Pittsburgh, Allegheny, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable for zip codes: 15216

Options for Conventional and FHA Loans in Pittsburgh, PA

The mission of Lendersa® is to facilitate access to the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Pick one of the three pathways to connect with the appropriate lenders and loan programs.

Lendersa results for USDA loan requests


Pittsburgh Lenders

  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • Lends in Pennsylvania
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.

  • Advocate Mortgage Services Inc
  • 950 Greentree Road, Suite 202, Pittsburgh, PA, 15220
  • Lends in Pennsylvania
  • We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Keith L. Eliou is an attorney and owner of A La Carte Real Estate Co, Advocate Mortgage Services Inc.

  • Federated Mortgage Corp.
  • 1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15211
  • Lends in Pennsylvania
  • Our mortgage originators have decades of experience between them. We know what the best course of action is and will be your personal financial advisor though-out the mortgage process. Our employees are experienced, trustworthy & knowledgeable in the mortgage industry. My #1 goal is to provide exceptional service for all of my clients

  • Tristate Capital Bank
  • 301 Grant Street, Suite 2700, Pittsburgh, PA, 15219
  • Lends in Pennsylvania
  • TriState Capital Bank first began as a solution to growing gaps in the banking industry. Over the last few decades, banking trends left a large class of clients underserved: middle market businesses, executives, and high-net-worth individuals On one end of the industry, mergers began to multiply the large financial institutions that focus on the co

  • Bridgeway Capital
  • 707 Grant St, Suite 1920, Pittsburgh, PA, 15219
  • Lends in Pennsylvania
  • "Bridgeway Capital takes a market-based approach to community and economic development. We invest in people and places that mainstream finance considers too risky. Where others see risk, we see opportunity.

    Bridgeway provides patient, flexible capital and business education to ignite small business growth, develop communities"

  • Iron Workers Federal Credit Union
  • 2201 Liberty Avenue, Room 201, Pittsburgh, PA, 15222
  • Lends in Pennsylvania
  • At the Iron Workers Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guideline 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services.

  • Allegent Community Federal Credit Union
  • 1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
  • Lends in Pennsylvania
  • Allegent is a full service financial institution offering better rates, lower fees and the personal attention you deserve. All you need to do, in order to establish your membership, is open a savings account with an initial $5 deposit and from there, all of our products and services are available at your fingertips.

  • Tara Mortgage Services LLC
  • 554 Washington Avenue, Carnegie, PA, 15106
  • Lends in Pennsylvania
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • SouthWest Communities Federal Credit Union
  • 213 Pine St, Carnegie, PA, 15106
  • Lends in Pennsylvania
  • SouthWest Communities means members enjoy higher dividends than banks, lower loan rates, low to no fees, & more personalized service than traditional banking, while still having access to the same conveniences, including: free online banking, mobile deposit, bill pay services, free checking, CD's, Christmas & vacation.