FHA VS Conventional loan programs in Raccoon, Beaver County, Pennsylvania

In 2026, the Conventional loan limit for Raccoon, located in the county of Beaver, PA, is set at $726,200, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to analyze the leading rates for Conventional, FHA, and USDA loans today. Understand the income, credit requirements, reserves, and documentation needed to qualify. Our advanced calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the best option in PA for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Raccoon, Beaver, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is valid for these zip codes: 15050

Conventional and FHA Loan Options in Raccoon, PA

Lendersa® aims to provide you with the best options for a Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose one of three starting approaches to find compatible lenders and loan programs.

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Raccoon Lenders

  • Mortgage Lending Solutions
  • 900 Pennsylvania Ave, Monaca, PA, 15061
  • Lends in Pennsylvania
  • Mortgage brokers took a great hit to their reputations during the mortgage implosion that started in 2007. Selfish and self-perpetuating loan officers who had their own financial gain in mind became the unfortunate representation of brokers not having the best interest of their clients in mind during the lending process

  • West-Aircomm Federal Credit Union
  • 485 Buffalo Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products

  • Excel Mortgage Group, Inc
  • 325 Beaver Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.

  • New Alliance FCU
  • 835 Merchant Street, Ambridge, PA, 15003
  • Lends in Pennsylvania
  • Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations

  • Premier Mortgage and Home Equity LLC
  • 2558 Darlington Road, Beaver Falls, PA, 15010
  • Lends in Pennsylvania
  • Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.

  • Stonebridge Home Mortgage, llc
  • 100 Cobblestone Court, Oakdale, PA, 15071
  • Lends in Pennsylvania
  • At Stonebridge Home Mortgage, llc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage