Explore the differences! FHA VS Conventional loan programs in Richboro, Bucks County, Pennsylvania

In 2025, Convetional loan limit in Richboro, county of Bucks, PA is $726,200 while FHA limit is $529,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in PA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Richboro, county of Bucks, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

The comparison table applies to zip codes: 18954

Conventional and FHA loan options in Richboro, PA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • CENT Credit Union
  • 25 West State Street, Mason City, IA, 50401
  • CENT Credit Union is a financial cooperative whose mission is to provide outstanding financial services, one cent at a time. Our membership is comprised of all health related professionals, health related employees, incorporated and non-incorporated affiliates and organizations of the health care field within a 65-mile radius of Mason City.
  • First Citizens Bank (FCB)
  • 2601 4th St SW, Mason City, IA, 50401
  • First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.
  • North Iowa Community Credit Union
  • 640 South Federal Ave, Mason City, IA, 50401
  • North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you. we offered our members confidential credit and systematic savings plans.
  • The Lending Team Corp
  • 19321-C US Highway 19 N, Suite 408, Clearwater, FL, 33764
  • The Lending Team, Tampa Bay based mortgage company was created so we could develop an efficient loan origination process with personalized customer service. Part of our application process is to find out what you expect of us! We then go above and beyond to exceed those expectations.
  • Central Credit Union of Florida
  • 1200 E Nine Mile Rd, Pensacola, FL, 32514
  • CCUFL started as West Florida Central Credit Union in 1962. For almost 60 years, CCUFL has shown what a credit union really is... people helping people. CCUFL has strived to be a community credit union by incorporating the membership and values of the credit unions that have come together to form Central Credit Union of Florida.
  • Rapid Rate Mortgage LLC
  • 8680 Scenic Hwy, Pensacola, FL, 32514
  • "Rapid Rate Mortgage is a mortgage brokerage that uses our cutting edge technology to help those with less than perfect credit scores qualify for a home. Realtors love our Loan Portal System where they can log in any time of the day and print off a pre-qualification letter for any amount less than the buyer's max budget."
  • Pen Air FCU
  • 1495 E. Nine Mile Road, Pensacola, FL, 32514
  • At Pen Air Federal Credit Union respect is a guiding principle. An unshakeable belief in dreams and the can-do attitudes that make them real. As the largest and oldest local credit union in Pensacola, Florida with $2.3 billion in assets, we are dedicated to enhancing lives through exception service
  • Harvesters Credit Union
  • PO Box 5, Cantonment, FL, 32533
  • Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20,000 members.
  • Harvesters Mortgage Express
  • 400 S. Hwy 29, Cantonment, FL, 32533
  • Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20, 000 members
  • Florida's Best Mortgage Company (Orlando)
  • 13575 58th St N, Suite 108, Clearwater, FL, 33760
  • Florida's Best Mortgage Company, a professional mortgage company specializing in residential mortgages. At Florida's Best Mortgage Company, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
  • UNIVERSITY LENDING GROUP, LLC
  • 3690 Gulf Breeze Parkway, Gulf Breeze, FL, 32563
  • University Lending Group is to offer high-quality mortgage services to all customers. The goal is to provide customers with fair mortgage rates at reasonable prices, while keeping our customers informed and educated throughout the process. We will maintain a professional environment that is challenging, rewarding, creative, and respectful of ideas.
  • Amerifirst Home Mortgage
  • 449 Apollo Beach Boulevard, Apollo Beach, FL, 33572
  • Amerifirst, we're knowledgeable professionals in mortgage loans, but we don't expect everyone else to be. We meet you wherever you are on the road to buying a home, walking you through the process, answering questions, and cheering you on until you reach your goals. Our licensed loan officers can help you buy, build, remodel.