FHA VS Conventional loan programs in 2025 for Salford, Montgomery County, Pennsylvania

In 2025, the loan limit for Conventional options in Salford, within Montgomery county, PA, is $726,200. For a single-family home, the FHA limit is $529,000.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates, comparing Conventional, FHA, and USDA options. Figure out the income, credit, reserves, and documents needed for qualification. Our advanced calculator aligns Conforming, USDA, FHA, and VA loans side by side, helping you choose which program in PA suits your financial needs best.

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Loan Limits and Down Payment Requirements for 2025 in Salford, Montgomery County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This comparison table applies to these zip codes: 18969, 18054, 18971

Discover Conventional and FHA Loan Options in Salford, PA

Lendersa® is committed to helping you secure the best Conventional, USDA, or FHA loan efficiently. Select one of three pathways that match you with suitable lenders and programs.

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  • Mascoma Savings Bank
  • 263 Maple Street, White River Junction, VT, 05001
  • Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
  • Homestead Mortgage, LLC
  • 45 Londonderry Turnpike, Suite 1, Hooksett, NH, 03106
  • "Homestead Mortgage, LLC is committed to helping you find the right mortgage product for your needs and to exceeding your expectations for outstanding customer service. We understand that every borrower is different, and our clients have access to the widest array of programs and options,"
  • Clipper Commercial Capital
  • 20 Waterside Road, Marblehead, MA, 01945
  • Clipper Commercial Capital, LLC is an advisory firm based in greater Boston, providing capital solutions for small and mid-size business nationwide. We work closely with a network of national bank and non-bank financial institutions to offer competitive rates, market knowledge, and specialized lending solutions.
  • The National Grand Bank of Marblehead
  • 91 Pleasant Street, Marblehead, MA, 01945
  • Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.
  • Stepstone Mortgage Company Inc
  • 89 Front Street, Suite 313, Marblehead, MA, 01945
  • We have been in business since 1988 and have helped thousands of homeowners purchase their new home, refinance into a lower rate, or get cash for home improvements, investments, business, debt consolidation, and college. Call us and see what the Stepstone Advantage is all about. We will strive to find the right mortgage product for you.
  • Ameristate Mortgage LLC
  • 89 North Main Street, Suite 2, Poland, OH, 44514
  • Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
  • Valley One Community Federal Credit Union
  • 2990 Johnson Road, Steubenville, OH, 43952
  • Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • GoldCoast Mortgage Service Inc
  • 100 Cummings Center, Suite 544H, Beverly, MA, 01915
  • GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
  • DOY Federal Credit Union
  • 1500 Gypsy Lane, Youngstown, OH, 44505
  • DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy. DOY confines its lending to its own creditworthy members
  • Valley Economic Development Partners
  • 4319 Belmont Ave, Youngstown, OH, 44505
  • Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.