Conventional Loans Vs FHA in St.-Marys, PA [in 2026]

For 2026, the conventional loan limit in St.-Marys, located in Elk, PA, is $647,200, while the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator for comparing today's rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in identifying the most suitable program for your financial situation in PA.

Discovering Conventional and FHA Loan Options in St.-Marys, PA

Lendersa® strives to provide the best possible Conventional, USDA, or FHA loans efficiently and without hassle. Choose one of three starting points that lead to matching lenders and loan programs that suit your needs.

(724) 841-0444 Lender's profile and map Reviews Serenity Mortgage, LLC 223 Homewood Drive, Butler, PA, 16001 The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.
(724) 376-7015 Lender's profile and map Reviews Mercer County State Bank 712 West Main Street, Grove City, PA, 16127 We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending
(724) 870-4700 Lender's profile and map Reviews Professional Mortgage Group 433 Shady Dr., Grove City, PA, 16127 Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.
(724) 478-3151 Lender's profile and map Reviews Apollo Trust Company 201 North Warren Avenue, Apollo, PA, 15613 Apollo Trust Company, “A Bank You Can Believe In, ” has been going strong for 150 years. Organized and operated in Apollo, PA in an effort to help the borough’s people better manage and safeguard their money, the bank started after a meeting at Whitlinger’s Hall on May 16, 1871. Originally named “Apollo Savings Bank, ”
(716) 366-4070 Lender's profile and map Reviews Lake Shore Savings Bank 128 East Fourth Street, Dunkirk, NY, 14048 Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
(814) 725-8190 Lender's profile and map Reviews North East Welch Federal Credit Union 115 Clay Street, North East, PA, 16428 At North East Welch Federal Credit Union, you are a member-owner of a not-for-profit organization. Money earned is returned to our members in the form of higher savings rates, lower loan rates, and low- or no-cost services. Our goal is to deliver trusted solutions that build and secure financial strength.
(717) 436-2144 Lender's profile and map Reviews Pennian Bank 2 North Main St., Mifflintown, PA, 17059 Since 1864, Pennian Bank has been providing a variety of banking and financial services for local residents and businesses. Formerly The First National Bank of Mifflintown, the bank changed its name in June 2017 to Pennian Bank. Pennian is a nod to the bank's Pennsylvania heritage and is a strong, unique name.
(855) 582-5101 Lender's profile and map Reviews Juniata Valley Bank 1762 Butcher Shop Road, Mifflintown, PA, 17059 Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,
(888) 299-7351 Lender's profile and map Reviews ONE – Federal Credit Union 300 Arch Street, Meadville, PA, 16335 At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.
(724) 334-1999 Lender's profile and map Reviews Monticello Home Loans 2921 Leechburg Rd, Lower Burrell, PA, 15068 We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.
(724) 335-7334 Lender's profile and map Reviews Foxhill Mortgage 2814 Leechburg Road, Lower Burrel, PA, 15068 Foxhill Mortgage, Inc are licensed by the Pennsylvania Department of Banking and registered with the National Mortgage Licensing System. This ensures that you are working with a reliable and trustworthy firm. For most people, buying a home is the largest investment they will make.
(716) 648-4411 Lender's profile and map Reviews Meridia Community Credit Union 4500 Southwestern Boulevard, Hamburg, NY, 14075 At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.