FHA VS Conventional loan in Stroudsburg, Monroe County, Pennsylvania
For 2026, in Stroudsburg, county of Monroe, PA, the limit for Conventional loans is $726,200, while the FHA loan limit is $472,030 for a single-family home.
Explore the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans available today. Find out the income, credit, reserves, and documentation needed for qualification. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, so you can determine the most suitable option for your financial needs in PA.
2026 Loan Limits and Downpayment Requirements in Stroudsburg, Monroe, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant to the zip codes: 18360
Conventional and FHA Loan Choices in Stroudsburg, PA
The goal of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan options quickly and without hassle. Select one of three starting methods that lead you to match with lenders and suitable loan programs.
ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars
NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service. Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.
A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.
First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
Northampton Area School District Employees Credit Union
2014 Laubach Avenue, Northampton, PA, 18067
Lends in Pennsylvania
A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
Embassy, we’re committed to helping you make your financial journey a success. By offering the best in reliable, innovative, customized banking solutions, attentive personal service and expert professional guidance, we will provide a secure base from which you can explore your financial potential. Whether you’re an individual, a family or a busines
People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.
