FHA VS Conventional loan programs in 2025 for Stroud, Monroe County, Pennsylvania

In the fiscal year 2025, the conventional loan limit available in Stroud, located within the boundaries of Monroe county in PA, is set at $726,200. Comparatively, the FHA loan limit for any single-family home is specified as $472,030. This data is crucial for those intending to purchase homes as it defines their potential borrowing capacity within this region.

By utilizing the Lendersa® Conventional loan calculator, you can reliably compare today's prominent rates for Conventional, FHA, and USDA loans. This tool is invaluable in helping you understand the required income, credit score, reserves, and documents needed to qualify. Through our advanced mortgage calculator interface, you can view Conforming Conventional loans alongside USDA, FHA, and VA loans, enabling you to decide which program in PA is best for your unique financial situation.

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Exploring Loan Limits and Down Payment Requirements for 2025 in Stroud, Monroe, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table's data is applicable to these zip codes: 18360, 18301, 18320

Available Loan Options: Conventional and FHA in Stroud, PA

Lendersa® is committed to facilitating your access to the most suitable loan, whether it be a Conventional, USDA, or FHA product, quickly and without difficulty. You can choose from three straightforward starting options to connect with lenders and programs that align with your needs.

Lendersa provides in-depth USDA loan requests and matching results


  • Business Loan Solutions
  • 601 S Harbour Island Blvd, Suite 109, Tampa, FL, 33602
  • Business Loan Solutions is a diversified loan service company which provides a broad array of loan services countrywide to help companies receive the money they need to improve their sales, operating efficiency and for growth. The company provides several business loan programs including: lines of credit, business acquisition.
  • Limitless Mortgage
  • 400 North Tampa Street, 15th Floor, Tampa, FL, 33602
  • Limitless Mortgage resides in the section of NiceLocal that contains Real estate. This establishment has an average score of 3 by NiceLocal visitors and concludes its business by the following address: Tampa, FL 33602, 400 N. Tampa Street 15th Flr. Our goal is to get your the best possible rate and close your loan FAST.
  • United Mortgage Center
  • 301 Harbour Place Drive, Suite 1400, Tampa, FL, 33602
  • At United Mortgage Center. Our company was newly founded in 2021. We are based on Harbour Island, Tampa, Florida & provide full mortgage lending services for residential & 1-4 unit properties in all 67 Florida counties. Our goal is to unite our clients with just the right mortgage program that will suit their needs in a professional & friendly.
  • The Orlicki Group
  • 401 E Jackson Street, Suite 2340, Tampa, FL, 33602
  • The Orlicki Group is inspiring much needed change in residential financing. We focus on relationships, which are the cornerstone of life. It’s an honor to serve our clients and partners in the most important financial decision of their lives. We treat everyone with the time and attention they deserve.
  • 14 Days To Close
  • 450 Knights Run Ave, Unit 5, Tampa, FL, 33602
  • Jordan Vreeland is the branch manager of the marketing referral service 14 Days to Close, experiencing in Veterans Administration (VA), Federal Housing Administration (FHA), and Conventional home loans for purchase and refinance. Additionally, at Paramount Residential Mortgage Group, Jordan Vreeland has access to numerous mortgage loan products to
  • PRINCIPAL EAGLE FINANCIAL INC
  • 706 E. Columbus Dr., Tampa, FL, 33602
  • At PRINCIPAL EAGLE FINANCIAL INC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible At PRINCIPAL EAGLE FINANCIAL INC., we treat each customer as an individual, not a number.
  • My Community Mortgage Lending LLC
  • 401 E Palm Avenue, Tampa, FL, 33602
  • My Community Mortgage Lending offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today for a special offer and learn what I can do for you.
  • WLW Capital, LLC
  • 602 Channelside Dr, Tampa, FL, 33602
  • WLW Capital is the premier private lending firm in the state of FL, offering an array of loan products for real estate investors.WLW Capital also develops real estate & operates a portfolio of parking assets across the state of FL. WLW is a hard money lender focused on servicing real estate investors by providing quick and low cost capital.
  • Zero Point Mortgage Services
  • 501 E Kennedy Blvd, Tampa, FL, 33602
  • Zero Point Mortgage Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward