FHA VS Conventional loan programs in Upper-Macungie, Lehigh County, Pennsylvania

For 2025, the maximum limit for a conventional loan within Upper-Macungie of Lehigh county, PA is $647,200. In contrast, the FHA loan limit set for a single-family property stands at $420,680.

Leverage the Lendersa® Conventional loan calculator to assess and contrast current Conventional, FHA, and USDA interest rates. Determine the required income, credit worthiness, reserves, alongside the necessary paperwork for qualification. Our detailed mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, enabling a comprehensive decision to be made on which program is most suitable for your specific financial scenario in PA.

Examine loan offers available from a selection of 100 lenders

Current loan limits and downpayment criteria for 2025 in Upper-Macungie, county of Lehigh, PA

Type of Loan Maximum Amount Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $298,080 0%
FHA $420,680 3.5%

The data within this comparison table is relevant for zip codes: 18104, 18106, 18087, 18051, 18031, 18069, 18195

Exploring Conventional and FHA loan options in Upper-Macungie, PA

The primary aim of Lendersa® is to ensure you secure the most favorable Conventional, USDA, or FHA loan promptly and without complications. Choose from one of three available paths to identify matched lenders and loan structures.

Outcomes from Lendersa USDA requests


  • Home Capital Corporation
  • 38349 County Road 54, Zephyrhills, FL, 33542
  • Home Capital Corporation was founded in 1998 by Billy Davis, who is still President and Primary Broker Loan Officer. Our motto is "Home Loans from REAL People Who Care" and we live up to this every day. We offer the best service and pricing in the industry, and our customers have rated us with 5 Stars in ALL Reviews because we follow through.
  • First Community Bank Arkansas
  • 1325 Harrison Street, 2nd Floor, Batesville, AR, 72501
  • First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.
  • Twin City Lending
  • 101 East 5th Street, Suite 205, Northfield, MN, 55057
  • TwinCity Lending, we are honored to help you achieve the American dream through homeownership. We are Minnesota’s premier mortgage broker, and we deliver top-notch results through our concierge service.We love being part of a community that we can serve with excellence and integrity.
  • MSB Home Loans Inc.
  • 17715 Fancy Lane, Hudson, FL, 34667
  • Matthew Bouchard President Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
  • BankCherokee
  • 607 South Smith Avenue, Saint Paul, MN, 55107
  • BankCherokee works for community business. Community is all about us working together. It’s what makes our community bank and your community business go. At BankCherokee, we know this after more than 100 years in the neighborhood. Today, everything we do reflects our commitment to your success.
  • Drake Bank
  • 60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
  • Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.
  • TENA Companies, Inc.
  • 251 West Lafayette Frontage Road S, Saint Paul, MN, 55107
  • TENA is dedicated to leveraging its deep industry experience and comprehensive approach to Quality Control to provide clients the information and technology necessary to navigate compliance challenges faced in the mortgage industry.We provide the highest quality products and services and develop long-term.
  • Affinity Plus Federal Credit Union
  • 175 West Lafayette Frontage Rd, Saint Paul, MN, 55107
  • Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes. We adapt as the world changes, and work evolves by leveraging technology,
  • My Easy Mortgage
  • 2405 Creel Lane, Suite 102, Wesley Chapel, FL, 33544
  • Our Tampa-based team is at your service to find the perfect mortgage for you and get you into the home of your dreams. We treat every client like family and go above and beyond to get you the lowest mortgage rate in the fastest time to closing on your property. Our team will make your mortgage process as simple and easy as possible.