FHA VS Conventional loan programs in Upper-St.-Clair, Allegheny County, Pennsylvania

In 2025, the conventional loan cap for Upper-St.-Clair in the county of Allegheny, PA, is $647,200, while the FHA ceiling for a single-family home is $420,680.

Lendersa® offers a highly detailed Conventional loan calculator that allows for a comprehensive comparison of today's Conventional, FHA, and USDA rates. Use this to identify the income, credit score, reserves, and documentation required for qualification. By comparing Conforming Conventional loans with USDA, FHA, and VA options side by side, you can make an informed decision on which program in PA aligns with your financial needs.

Explore loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Upper-St.-Clair, County of Allegheny, PA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table pertains to the following zip codes: 15241

Options for Conventional and FHA Loans in Upper-St.-Clair, PA

The mission of Lendersa® is to deliver optimal loan options for Conventional, USDA, or FHA quickly and efficiently. Begin by choosing one of three paths leading to ideal lender matches and loan offers.

Results for Lendersa's USDA loan request matching


  • Ace One Mortgage LLC
  • 3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
  • At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • US Mortgage Network
  • 3001 Village Run Rd., Wexford, PA, 15090
  • US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.
  • Kash Mortgage Group, Inc
  • 5000 Stonewood Dr, Suite 230, Wexford, PA, 15090
  • KASH Mortgage Group specialists are licensed and professionally cross-trained to analyze and consult on all aspects of the mortgage preparation process including credit history, employment, and extenuating circumstances associated with divorce, loss of employment, medical and financial hardships.
  • PPG & Associates FCU
  • 101 Bailies Run Road, Creighton, PA, 15030
  • PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
  • Mortgage Tech
  • 3001 Settlers Ct, Murrysville, PA, 15668
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your needs.
  • PREMIER MORTGAGE CONSULTANTS LLC
  • 3134 Lillian Avenue, Murrysville, PA, 15668
  • Premier Mortgage Consultants, LLC, is a Licensed Pennsylvania Mortgage Broker focused on residential mortgage financing. Dave is devoted to building strong relationships with his customers by keeping them informed about their loans. His number one goal is customer satisfaction which he achieves by upholding the highest levels of knowledge
  • Pronto Mortgage
  • 217 F Pleasant Valley Road, Jeannette, PA, 15644
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Monticello Home Loans
  • 2921 Leechburg Rd, Lower Burrell, PA, 15068
  • We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.
  • Foxhill Mortgage
  • 2814 Leechburg Road, Lower Burrel, PA, 15068
  • Foxhill Mortgage, Inc are licensed by the Pennsylvania Department of Banking and registered with the National Mortgage Licensing System. This ensures that you are working with a reliable and trustworthy firm. For most people, buying a home is the largest investment they will make.
  • The Mars National Bank
  • 145 Grand Avenue, Mars, PA, 16046
  • Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities. Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products
  • First Choice Mortgage Services, Inc.
  • 1160 Dutilh Road, Suite 100, Mars, PA, 16046
  • First Choice Mortgage Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.