FHA VS Conventional loan programs in 2026 for Waynesboro, Franklin County, Pennsylvania

In 2026, the limit for conventional loans in Waynesboro, within the county of Franklin, PA, is $726,200. Meanwhile, the FHA loan limit for a single-family home is set at $472,030. These values are crucial for homebuyers assessing their financing options.

Leverage the Lendersa® Conventional loan calculator to assess today's best rates available for Conventional, FHA, and USDA loans. This tool helps you understand the income, credit, reserves, and documents needed for a successful application. With our advanced mortgage calculator, compare Conforming Conventional loans alongside USDA, FHA, and VA loans side-by-side, assisting you in selecting the best option for your financial state in PA.

Review loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Waynesboro, County of Franklin, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 17268

Exploring Conventional and FHA Loan Options in Waynesboro, PA

Lendersa® is committed to quickly securing the best Conventional, USDA, or FHA loans for you with ease and efficiency. Choose from one of three entry points that lead to compatible lenders and appropriate loan programs.

Results from USDA loan requests matched by Lendersa


Waynesboro Lenders

  • HomePromise Corporation
  • 60 South Washington Street, Suite 106, Greencastle, PA, 17225
  • Lends in Pennsylvania
  • HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee

  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Lends in Pennsylvania
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.

  • JET Mortgage Services, LLC.
  • 1972 Wenger Lane, Chambersburg, PA, 17201
  • Lends in Pennsylvania
  • JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!

  • Orrstown Bank
  • 77 East King Street, Shippensburg, PA, 17257
  • Lends in Pennsylvania
  • Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.

  • ACNB Bank
  • 100 V-Twin Drive, Gettysburg, PA, 17325
  • Lends in Pennsylvania
  • ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA.

    Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage