FHA VS Conventional loan programs in 2026 for Waynesboro, Franklin County, Pennsylvania

In 2026, the limit for conventional loans in Waynesboro, within the county of Franklin, PA, is $726,200. Meanwhile, the FHA loan limit for a single-family home is set at $472,030. These values are crucial for homebuyers assessing their financing options.

Leverage the Lendersa® Conventional loan calculator to assess today's best rates available for Conventional, FHA, and USDA loans. This tool helps you understand the income, credit, reserves, and documents needed for a successful application. With our advanced mortgage calculator, compare Conforming Conventional loans alongside USDA, FHA, and VA loans side-by-side, assisting you in selecting the best option for your financial state in PA.

Review loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Waynesboro, County of Franklin, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 17268

Exploring Conventional and FHA Loan Options in Waynesboro, PA

Lendersa® is committed to quickly securing the best Conventional, USDA, or FHA loans for you with ease and efficiency. Choose from one of three entry points that lead to compatible lenders and appropriate loan programs.

Results from USDA loan requests matched by Lendersa


  • Alpha Mortgage
  • 3031 W. March Lane, Suite 236W, Stockton, CA, 95219
  • As a full service mortgage broker, I work with home buyers and homeowners throughout all of California who want to get the convenience of an online lender with the low rates of a local mortgage broker. We work with clients in our hometown of Stockton, but also have many clients in the Bay Area and surrounding areas.

  • ELOAN4HOME
  • 4578 Feather River Dr, Suite D, Stockton, CA, 95219
  • "At Eloan4Home. We look forward to getting you approved for your home purchase or refinance!
    Here at Eloan4Home we strive to give you the best mortgage service available in today’s market – easy, convenient, and with exceptional client service. We strive to take the mystery out of mortgage for our customers."

  • Majestic Mortgage Services Incorporated
  • 3520 Brookside Rd, Suite 171, Stockton, CA, 95219
  • At Majestic Mortgage Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Elite Mortgage Lender
  • 4345 Pioneer Rd, Medford, OR, 97501
  • At Elite Mortgage Lender, Mortgage Specialist in Ashland & Medford, OR, & Denver CO.

    There seemed to be a real need in the mortgage industry for brokers who genuinely wanted to help people. The mortgage process can be intimidating and even overwhelming for many. The language can seem foreign. I could see a real need for someone

  • Rogue Credit Union
  • 1370 Center Dr, Medford, OR, 97501
  • Beginning in 1956, a group of ten local teachers gathered together to form a credit union designed to serve their member-owners and their community. Today, Rogue Credit Union has grown to a financial cooperative with branches in Coos, Curry, Jackson, Josephine, Douglas and Klamath Counties. Today, we serve over 150, 000 members

  • CC Mortgage
  • 1601 Biarritz Street, Tracy, CA, 95304
  • CC Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today for a special offer and learn what I can do for you.

  • North Valley Mortgage
  • 3930 Oro St, Redding, CA, 96001
  • Purchase, refinance, cash out, and no money down options with excellent rates and personalized service! With over 15 years in the mortgage industry, we provide a level of expertise you can rely on. From offering the best loan options to fit your needs, to closing loans efficiently and on time, we will take great care of you!

  • New America Realty
  • 1750 S Broadway, Suite J, Santa Maria, CA, 93454
  • New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.

  • Greater Mortgage Solutions
  • 124 W. Main St, Suite A, Santa Maria, CA, 93454
  • We have been serving the Central Coast for over 10 years. We were here before the market crash and have been here since. We help clients get qualified for a home loan. Whether they be first time home buyers or investors. We do loans from FHA to VA as well as conventional loans. We can do loans that big banks cannot do give us a call

  • Paul Blanco and Associates Inc.
  • 1619 South Broadway, Santa Maria, CA, 93454
  • PB & Associates strives to bring the best possible experience as well as exposure and are active members of their local and state real estate MLS associations. In addition, our website is linked nationally and provides a simplified approach to guide our clients through the home selling and buying processes.

  • Timberland Bank
  • 624 Simpson Avenue, Hoquiam, WA, 98550
  • Timberland Bank first opened its doors more than 100 years ago in downtown Hoquiam, a booming timber town near the Washington coast. The financial institution evolved with the community, branching out, establishing roots and eventually becoming the community bank that you know today.