FHA VS Conventional loan in Waynesboro, Franklin County, Pennsylvania

In 2025, the limit for conventional loans in Waynesboro, within the county of Franklin, PA, is $726,200. Meanwhile, the FHA loan limit for a single-family home is set at $472,030. These values are crucial for homebuyers assessing their financing options.

Leverage the Lendersa® Conventional loan calculator to assess today's best rates available for Conventional, FHA, and USDA loans. This tool helps you understand the income, credit, reserves, and documents needed for a successful application. With our advanced mortgage calculator, compare Conforming Conventional loans alongside USDA, FHA, and VA loans side-by-side, assisting you in selecting the best option for your financial state in PA.

Review loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Waynesboro, County of Franklin, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 17268

Exploring Conventional and FHA Loan Options in Waynesboro, PA

Lendersa® is committed to quickly securing the best Conventional, USDA, or FHA loans for you with ease and efficiency. Choose from one of three entry points that lead to compatible lenders and appropriate loan programs.

Results from USDA loan requests matched by Lendersa


  • Hamilton Home Loans
  • 1551 Sawgrass Corporate Pkwy, Suite 300, Sunrise, FL, 33323
  • Hamilton Home Loans is a privately held mortgage lending firm recognized for outstanding service. Our vision is to reshape the future of lending by combining trusted guidance, convenient technology and world-class service.We believe that responsive operations and accessible management are the keys to helping our Mortgage Loan Advisors succeed.
  • PriorityONE Credit Union of Florida
  • 3000 N. University Dr, Sunrise, FL, 33322
  • At PriorityONE, we make your financial success our number one priority. If you're banking with a financial institution that charges you too much and treats you like just a number, then make it a priority to join PriorityONE Credit Union. We are a not-for-profit, cooperative financial institution.
  • Mortgage Funding Group Inc
  • 8551 W. Sunrise Blvd, Suite 105, Plantation, FL, 33322
  • Mortgage Funding Group was founded in 1997 & have been serving Florida communities for over 20 years.Our core purpose is to process and pre-approve home loans.Our motto is "Your homeownership is our goal!" So, we work very hard to help you achieve this goal. We offer a variety of loans from mortgage lenders that utilize "common sense" underwriting.
  • Grand Savings Bank
  • 1022 South Main Street, Grove, OK, 74344
  • With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.
  • The First National Bank and Trust Company of Miami
  • 2 N Main St, Miami, OK, 74354
  • The First National Bank & Trust Company of Miami opened for business on February 17, 1900, and has served Miami and the surrounding area for over 100 years. The bank was founded on the theory of community development and usefulness, and it can be truly said that First National has consistently tried to maintain this policy.
  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Empowered Real Estate Investment by TPN Lending TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
  • The Rate Outlet
  • 440 NE 4th Ave, Fort Lauderdale, FL, 33301
  • We are The Rate Outlet, Florida’s leading mortgage provider. Buy or refinance your home in less than 20 days. Low rates without wasting any time. Since 2010, The Rate Outlet has been a leader in the South Florida market and has served over 10, 000 clients. We are a mortgage company that can close your home loan in an average of 14-21 days.
  • Wholesale Direct Mortgages LLC
  • 401 East Las Olas Blvd, Suite 1400, Fort Lauderdale, FL, 33301
  • At Wholesale Direct Mortgages, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work seven days a week this allows us to get you the best rates on all types of loan programs
  • FLORIDA COMMUNITY MORTGAGE Inc
  • One East Broward Boulevard, Suite 700, Fort Lauderdale, FL, 33301
  • The mortgage professionals of Florida Community Mortgage enjoy helping our customers and we feel fortunate to be in a business in which we can help people tremendously. All of our brokers are licensed and have extensive industry experience. Our mortgage professionals commonly help borrowers improve their credit to get a better interest rate.
  • JLM Capital LLC
  • 515 East Las Olas Blvd, Suite 120, Fort Lauderdale, FL, 33301
  • We’re a private lending company focused on commercial mortgage lending and “business purpose” financing for real estate investors, basing our lending on the collateralized asset. Over the years we’ve increased market share by focusing on delivering the best products at competitive rates, and faster than any other lenders.