Explore the differences! FHA VS Conventional loan programs in Guilford, Franklin County, Pennsylvania

In the year 2026, the loan limit in Guilford, located within the county of Franklin, PA, for Conventional loans is $726,200, whereas the FHA loan limit for a single-family residence is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to contrast the latest Conventional, FHA, and USDA rates. It helps determine the necessary credit, income, reserves, and required documentation for loan qualification. Featuring an advanced mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA directly, aiding you in selecting the best program for your financial needs in PA.

Evaluate loan offers from a variety of 100 lenders

2026 loan limits and down payment necessities for Guilford, county of Franklin, PA

Type of Loan Loan Maximum Initial Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 17261

Diverse Conventional and FHA loan possibilities in Guilford, PA

At Lendersa®, our mission is to promptly deliver the most advantageous Conventional, USDA, or FHA loans without complications. Choose from one of three starting pathways that will connect you with suitable lenders and loan programs.

Matching results for Lendersa USDA loan requests


  • Hometown Mortgage Resources Inc
  • 1612 State Rd, Duncannon, PA, 17020
  • At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.

  • Nations Funding LLC
  • 20028 Apperson Place, Germantown, MD, 20876
  • Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.

  • Integrated Financial Solutions LLC
  • 11110 Dovedale Ct, Suite 28A, Marriottsville, MD, 21104
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • First Eagle Federal Credit Union
  • 10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117
  • First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.

  • Novak Financial Inc
  • 20 New Plant Ct, Suite 102, Owings Mills, MD, 21117
  • Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects

  • Access 1 Properties
  • 110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117
  • Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert

  • iReverse Home Loans
  • 12404 Hunters Glen, Owings Mills, MD, 21117
  • iReverse Home Loans, Corporation originates reverse mortgages in California, Colorado, Florida, Georgia, Maryland, Oregon, Tennessee, Texas, Virginia and Washington. For detailed licensing and important TEXAS STATE-SPECIFIC INFORMATION, please navigate to our licensing page or verify license information at NMLS Consumer Access.

  • iHome Mortgage
  • 12404 Hunters Glen, Owings Mills, MD, 21117
  • iHome Mortgage made the process of buying a home approachable, and what at first seemed daunting was actually exciting, and ultimately a wonderful experience. iHome Mortgage originates mortgages in Arizona, California, Colorado, Florida, Georgia, Maryland, Massachusetts, Oregon, Tennessee, Texas, Virginia, and Washington.

  • Caliver Beach Mortgage LLC
  • 500 Redland Court, Suite 300, Owings Mills, MD, 21117
  • We specialize in helping homeowners and home-buyers and our founding, we’ve grown to become one of America’s leading mortgage companies. The key to our growth is outstanding, award-winning customer service. Our loan experts make the process fast and easy…so you can start saving money and reaching your financial goals right away

  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.

  • Belco Community Credit Union
  • 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
  • Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.

  • Advantage Star Mortgage Corp
  • 14861 Meriwether Dr, Glenelg, MD, 21737
  • Advantage Star Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. and We offer a wide range of loan programs including: 30yr mortgage Conventional, Jumbo, VA and more