FHA VS Conventional loan programs in Guilford, Franklin County, Pennsylvania

In the year 2026, the loan limit in Guilford, located within the county of Franklin, PA, for Conventional loans is $726,200, whereas the FHA loan limit for a single-family residence is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to contrast the latest Conventional, FHA, and USDA rates. It helps determine the necessary credit, income, reserves, and required documentation for loan qualification. Featuring an advanced mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA directly, aiding you in selecting the best program for your financial needs in PA.

Evaluate loan offers from a variety of 100 lenders

2026 loan limits and down payment necessities for Guilford, county of Franklin, PA

Type of Loan Loan Maximum Initial Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 17261

Diverse Conventional and FHA loan possibilities in Guilford, PA

At Lendersa®, our mission is to promptly deliver the most advantageous Conventional, USDA, or FHA loans without complications. Choose from one of three starting pathways that will connect you with suitable lenders and loan programs.

Matching results for Lendersa USDA loan requests


Guilford Lenders

  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Lends in Pennsylvania
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.

  • JET Mortgage Services, LLC.
  • 1972 Wenger Lane, Chambersburg, PA, 17201
  • Lends in Pennsylvania
  • JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!

  • Orrstown Bank
  • 77 East King Street, Shippensburg, PA, 17257
  • Lends in Pennsylvania
  • Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.

  • ACNB Bank
  • 100 V-Twin Drive, Gettysburg, PA, 17325
  • Lends in Pennsylvania
  • ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA.

    Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage

  • HomePromise Corporation
  • 60 South Washington Street, Suite 106, Greencastle, PA, 17225
  • Lends in Pennsylvania
  • HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee

  • Allcredit Home Loans, Inc
  • 228 Baltimore Street, Hanover, PA, 17331
  • Lends in Pennsylvania
  • We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee

  • Affordable Home Mortgage, Inc.
  • 300 Baltimore Street, Hanover, PA, 17331
  • Lends in Pennsylvania
  • Affordable Home Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you