Explore the differences! FHA VS Conventional loan programs in West-Chester, Chester County, Pennsylvania
As of 2025, the limit for Conventional loans in West-Chester, in the county of Chester, PA, is $647,200. Meanwhile, the FHA cap for a single-family home is $477,250.
Utilize the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans. This aids in determining the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage tool places Conforming Conventional loans alongside USDA, FHA, and VA options to help you choose the best program in PA for your specific financial requirements.
2025 Loan Limits and Down Payment Requirements in West-Chester, Chester, PA
Type of Loan
Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$345,000
0%
FHA
$477,250
3.5%
Comparison table applies to the following zip codes: 19380, 19382, 19383
Conventional and FHA Loan Opportunities in West-Chester, PA
Lendersa® is committed to providing you the best Conventional, USDA, or FHA loans with speed and ease. Choose from three starting pathways that guide you to matching lenders and loan packages.
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