FHA VS Conventional loan in West-Chester, Chester County, Pennsylvania
As of 2025, the limit for Conventional loans in West-Chester, in the county of Chester, PA, is $647,200. Meanwhile, the FHA cap for a single-family home is $477,250.
Utilize the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans. This aids in determining the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage tool places Conforming Conventional loans alongside USDA, FHA, and VA options to help you choose the best program in PA for your specific financial requirements.
2025 Loan Limits and Down Payment Requirements in West-Chester, Chester, PA
Type of Loan
Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$345,000
0%
FHA
$477,250
3.5%
Comparison table applies to the following zip codes: 19380, 19382, 19383
Conventional and FHA Loan Opportunities in West-Chester, PA
Lendersa® is committed to providing you the best Conventional, USDA, or FHA loans with speed and ease. Choose from three starting pathways that guide you to matching lenders and loan packages.
Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members.
To provide personal, professional service while offering a variety of products
785 King George Boulevard, Suite 201, Savannah, GA, 31419
Harbor Mortgage Company, has been working in finance since he graduated from the University of Alabama in 1992 with a degree in corporate finance and investment management. After spending nearly a decade helping clients finance and invest in properties, Mr. Soderlind opened Harbor Mortgage Company in 2001.
329 West 18th Street, Suite 305A, Chicago, IL, 60616
Townstone Financial provides customized residential mortgages for purchasing or refinancing homes. Townstone Financial has been making home buying dreams come true for nearly 17 years. We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last two decades.
4343 Shallowford Road, Suite 110, Marietta, GA, 30062
Holly Walther have 20+ yrs of lending experience and a 100% closing record. The Holly Walther Lending Team is among the top mortgage loan producers in all of Georgia. Holly's exclusive concierge service, and systematic communication will keep you informed and involved every step of the way, ensuring a streamlined approval process.
At The First Trust and Savings Bank, we believe that banking is personal and relationships are valued. It is important to take the time to visit with you about the many issues that affect your finances and your future. Our objective is to match you with the product and service that is right for your needs, from checking.
EPIC Impact Investors Hard Money Lender for Chicago properties and we develop people of color to become capital investors to passively invest in real estate and build wealth.Hard Money Lender for Chicago properties and we develop people of color to become capital investors to passively invest in real estate and build wealt
290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi
At Yieldi, our mission is to empower real estate investors with secure, asset-backed lending solutions that drive financial growth and stability. We simplify the investment process through our innovative marketplace, ensuring transparency, efficiency, and robust returns. By fostering strong partnerships with borrowers, brokers, and investors, we ar
