FHA VS Conventional loan in West-Penn, Schuylkill County, Pennsylvania

In 2026, the limit for conventional loans in West-Penn, located in Schuylkill county, PA, is $647,200. The FHA limit for single-family homes is $420,680.

Employ the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and necessary documents to qualify. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side to assist in determining which program is optimal for your financial needs in PA.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in West-Penn, Schuylkill, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to zip codes: 17960

Conventional and FHA Loan Options in West-Penn, PA

Lendersa® aims to get you the ideal Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three methods that connect you with matching lenders and loan offers.

Lendersa USDA loan request and matching results


West-Penn Lenders

  • New Tripoli Bank
  • 6748 Madison Street, New Tripoli, PA, 18066
  • Lends in Pennsylvania
  • New Tripoli Bank is dedicated to remaining independent and providing the financial needs of individuals, families, and small businesses in the Lehigh Valley by providing high-quality, competitively priced services in a caring, friendly environment. Our success is directly linked to the growth and vitality of our community.

  • CACL Federal Credit Union
  • 1800 West Market Street, Pottsville, PA, 17901
  • Lends in Pennsylvania
  • The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.

  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Lends in Pennsylvania
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.

  • APCI Federal Credit Union
  • 6126 Hamilton Boulevard, Suite 102, Allentown, PA, 18106
  • Lends in Pennsylvania
  • APCI Federal Credit Union (APCI FCU) is a non-profit financial cooperative that has serviced our members since 1954. We have a staff of 50+, with over 500 years of combined credit union experience.

    As banks implement new fees or raise existing account charges, APCI FCU's value proposition continues to grow stronger

  • First Commonwealth Federal Credit Union
  • 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
  • Lends in Pennsylvania
  • First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.

  • Traditional Mortgage LLC
  • 682 N. Brookside Road, Suite 101, Allentown, PA, 18106
  • Lends in Pennsylvania
  • Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • First Northern Bank & Trust
  • PO Box 217, Palmerton, PA, 18071
  • Lends in Pennsylvania
  • First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.

  • Consumer Trust Mortgage
  • 2 Windsor Plaza, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Consumer Trust Mortgage is approaching 30 years in business. We understand the challenges of today’s home financing market. Everyone at Consumer Trust Mortgage is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.

  • Univest Home Loans
  • 4600 Broadway, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Univest Home Loans is a division of Univest Bank and Trust Co. As a wholly-owned subsidiary of Univest Financial Corporation (UVSP) which was founded in 1876, the Corporation and its subsidiaries provide a full range of financial solutions for individuals, businesses, municipalities and nonprofit organizations throughout the Mid-Atlantic Region.