FHA VS Conventional loan in West-Reading, Berks County, Pennsylvania
In 2025, the conventional loan limit in West-Reading, Berks County, PA, is $647,200. For a single-family home, the FHA limit is $420,680.
Leverage the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to assist in selecting the optimal program in PA for your financial situation.
2025 Loan Limits and Down Payment Specifications in West-Reading, Berks, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to zip codes: 19611
Options for Conventional and FHA Loans in West-Reading, PA
The purpose of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan with ease and efficiency. Choose from one of three starting paths leading to matched lenders and programs.
With more than 30 years of experience working in every aspect of the mortgage and real estate professions, I am passionate about helping people achieve their financial goals through home ownership. I take the time to listen, understand, and share the vision of everyone I work with to assure that they are informed.
1 Mortgage LLC is a wholesale brokerage versus a bank that closes and funds their own loans. We have many wholesale lender partners that we work with that offer an array of solutions for whatever your home loan needs may be serving both New Mexico and Colorado. We answer our phone 7 days a week and are available to help you.
9680 Eagle Ranch Road Northwest, Unit 6, Albuquerque, NM, 87114
Financial Mortgage Solutions was started in the Fall of 2006, shortly before the struggles in the housing market began. We not only made it through those difficult times, we also helped hundreds of people lower their payments and buy their dream homes despite the challenging market.
At Sinberg Capital Lending we understand the needs and goals of each of our clients. We work directly with clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate markets. Established in 2007, Sinberg Capital Lending offers a complete portfolio of loan products at highly competitive rates.
Animas Mountain Mortgage is a trusted local mortgage company. For 20+ years, the founder Peter Pritchard has been bringing people’s dream of homeownership to life while providing local, in-house processing and underwriting on every individual loan. Peter has closed thousands of loans throughout his career,
We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.
Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
Rio Grande Federal Credit Union is a full-service financial institution, proudly serving the daily financial needs of over 4600 members. As a member-owned, not-for-profit company, our earnings go back to members in the form of more favorable rates on loans and credit cards as well as lower fees for banking products and services.
Our Mission is To serve our members by providing competitive and convenient services in a professional and friendly manner, while enhancing the financial security of our members, the credit union and our community. Credit Unions are collectively owned financial cooperatives operated for the mutual benefit of their members/owners.
Coloramo Federal Credit Union was established on June 8, 1953. Coloramo originally consisted of only eight members who were Colorado Raw Materials Office employees. Today, Coloramo serves 11,088 members and has assets of $150 million. Coloramo Federal Credit Union's mission is to build lifelong member relationships to help our members.
