FHA VS Conventional loan programs in West-Wyomissing, Berks County, Pennsylvania

In the year 2025, the conventional loan limit for a single-family residence in West-Wyomissing, which is part of Berks county in PA, stands at $647,200. Conversely, the FHA cap is $420,680.

Utilize the Lendersa® Conventional loan calculator for comparing today’s best rates between Conventional, USDA, and FHA loans. This tool helps you determine the necessary income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can see a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA to help you decide which program in PA suits your financial needs best.

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Review 2025 Loan Limits and Down Payment Requirements in West-Wyomissing, Berks, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table is applicable to zip codes: 19609

Options for Conventional and FHA Loans in West-Wyomissing, PA

Lendersa® aims to provide you with the most favorable Conventional, USDA, or FHA loan quickly and effortlessly. Choose from one of three starting paths that connect you to matching lenders and loan programs.

View USDA loan requests and matching results at Lendersa


  • Utter Mortgage Company
  • 115 West Plumb Lane, Suite 201, Reno, NV, 89509
  • Utter Mortgage Company is a Nevada-based mortgage company specializing in the long-term financing of commercial real estate projects located in Nevada and the adjacent areas of California. Utter Mortgage Company has placed long-term loans on shopping centers, office buildings, warehouses, mini-­warehouses, medical buildings, strip centers.
  • In1Spot Lending LLC
  • 3500 Lakeside Court, Suite 170, Reno, NV, 89509
  • Working with a mortgage broker gives you options and saves you money. We have numerous sources for investors so finding the best loan with the most affordable terms is exactly what we do! We also have access to mortgage loan products that banks and other lending institutions don't normally offer.
  • Mortgage Professionals Group, INC.
  • 6774 S McCarran Blvd, Suite 102, Reno, NV, 89509
  • Whether this is a first home, investment property, an upgrade you’re looking to do, or perhaps refinance the home you already own and love, our professionals will guide you through the process and find the best loan that fits your lifestyle. We make it easy to understand and ensure that our number one priority is taking care of you!
  • Wholesale Mortgage Services
  • 6880 S. McCarran Blvd, Suite 6, Reno, NV, 89509
  • "We know that each Nevada mortgage customer has specific needs, so we strive to meet those needs with a wide array of mortgage products for Nevada homeowners and home buyers. The Wholesale Mortgage Services team and lenders takes pride in our outstanding customer service and individual attention.
  • Pacific Residential Mortgage, LLC
  • 2444 SW Glacier Pl, Redmond, OR, 97756
  • Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.
  • FRS Funding
  • 31730 Railroad Canyon Rd, Suite 4, Canyon Lake, CA, 92587
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Prodigious Capital Group Inc
  • 31600 Railroad Canyon, Suite E, Canyon Lake, CA, 92587
  • At Prodigious Capital Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Inland Valley Federal Credit Union
  • 9389 Cherry Ave, Fontana, CA, 92335
  • Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.
  • Design Financial
  • 6119 Ridgeview Court, Suite 500, Reno, NV, 89519
  • The Design Financial team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.