Explore the differences! FHA VS Conventional loan programs in Whitfield, Berks County, Pennsylvania

In 2025, Convetional loan limit in Whitfield, county of Berks, PA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in PA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Whitfield, county of Berks, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 19609, 19608, 19610

Conventional and FHA loan options in Whitfield, PA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • United Family Mortgage Monticello
  • 8623 Elk Ave, Monticello, MN, 55362
  • United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
  • The First National Bank of Milaca
  • 190 - 2nd Ave SW, Milaca, MN, 56353
  • The First National Bank of Milaca is a family-owned community bank headquartered in Milaca, Minnesota, with $217 million in total assets. The Bank was founded in 1897 and today has four offices located in Milaca, Isle, Gilman and Zimmerman, focused on serving retail customers and business firms in the communities it serves.
  • Access Reverse Mortgage
  • 1201 6th Ave W Suite 408, Bradenton, FL, 34205
  • Access Reverse is a family owned and operated company that has been in business since 2005. We serve seniors in the state of Florida, and operate out of our main office in St. Petersburg, while having representatives located throughout the state. We offer friendly, efficient and personalized service.
  • Embrace Home Loans
  • 435 12th Street West, Suite 202, Bradenton, FL, 34205
  • "Embrace, we want to help you grow both professionally and personally because we believe that business success and individual fulfillment go hand in hand. That’s why when you join our team, you’ll receive the support you need to succeed inside the office and out. For the last 11 years,"
  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.
  • Trustmark Mortgage Services
  • 401 N West St, Jackson, MS, 39201
  • Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.
  • Integrity Lending
  • 9040 Town Center Parkway, Lakewood Ranch, FL, 34202
  • We will treat you with the respect and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Coastal Community Finance
  • 6214 Braden Run, Bradenton, FL, 34202
  • Coastal Community Finance is an independent mortgage brokerage team serving residential and commercial clients in the state of Florida. With over 20 years experience in the industry, CCF specializes in 1st time home buyers, investment properties, construction, and commercial loans.
  • BLUE SKYE LENDING LLC
  • 8130 Lakewood Main Street Suite 205, Lakewood Ranch, FL, 34202
  • Blue Skye Lending,is a Florida mortgage broker bold enough to change the home-financing experience for the better. Founded in 2006 by a dedicated team of Licensed Florida mortgage professionals, we saw an incredible need to put people first. It turns out we were on to something, and our clients agree.