Explore the differences! FHA VS Conventional loan programs in Wilkes-Barre, Luzerne County, Pennsylvania

In 2025, Convetional loan limit in Wilkes-Barre, county of Luzerne, PA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in PA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Wilkes-Barre, county of Luzerne, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 18702, 18701, 18705, 18703, 18710, 18711, 18762, 18765, 18766, 18767, 18769, 18773

Conventional and FHA loan options in Wilkes-Barre, PA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Norris Group
  • 1845 Chicago Avenue, Suite C, Riverside, CA, 92507
  • The Norris Group is a real estate investment firm, California and Florida hard money lender, and real estate investment educator.
  • The Norris Group
  • 1845 Chicago Ave, Ste C, Ste C, Riverside, CA, 92507
  • The Norris Group is a real estate investment firm, California and Florida hard money lender, and real estate investment educator. We fund millions in hard money loans through our cutting-edge programs tailor built for professional real estate investors that are fixing and flipping, buying to hold rentals, and/or constructing new homes in Southern C
  • Lake Tahoe Mortgage LLC
  • 899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451
  • Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns
  • Blue Square Mortgage LLC
  • 4212 33rd Avenue West, Seattle, WA, 98199
  • Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning
  • Wave Lending Group
  • 8602 Canyon Rd East, Puyallup, WA, 98371
  • wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms
  • West Seattle Mortgage, Inc.
  • 5400 California Ave SW, Suite B, Seattle, WA, 98136
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Northwest Mortgage
  • 5605 112th St E, Puyallup, WA, 98373
  • The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.
  • Ali Berry Investments, LLC
  • 13319 81st Ave Ct E, Puyallup, WA, 98373
  • Ali Berry Investments is a company that offers financing in the specialized field of alternative loans for all property types . Our company works with rehabbers and commercial property owners to achieve lending terms that meet their current needs and investment goals. Ali Berry Investments is dedicated to working with our borrowers to reach their c
  • Eddie Mac Mortgage
  • 41908 Vardon Drive, Temecula, CA, 92591
  • "Our mission is to serve our customers with honesty, integrity and professionalism, while providing guidence for financing of their home loans. Our goals are to not only provide the best customer service, but provide a variety of home loan options at the lowest interest rates and costs possible."
  • A R Home Loans Direct, Inc.
  • 39785 Golden Rod Road, Temecula, CA, 92591
  • A R Home Loans Direct, Inc. is a Mortgage Broker company servicing customers throughout California. We work with customers of any and all credit histories, and strive to assist our customers in reaching their financial goals With over 20 years experience in the Real Estate lending business.
  • Ameripro Lending, Inc.
  • 26149 Matlin Rd, Ramona, CA, 92065
  • We are here for you. From the start, you can expect your conversations with us to be friendly, educational, and comprehensive. It is our priority to take the time to truly get to know you and the specific details of your individual situation. You can count on us to dedicate our time and many years of expertise to help you reach your Home