In the year 2025, the conventional loan limit in Wilkes-Barre, located in the county of Luzerne, PA, has been set at $726,200. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator for a detailed comparison of today's top rates for Conventional vs. FHA vs. USDA loans. This tool will help you assess necessary qualifications, including income, creditworthiness, reserves, and required documentation. Our advanced mortgage calculator provides a side-by-side display of Conforming Conventional, USDA, FHA, and VA loans, enabling an informed decision about the best financial program in PA for you.
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
This comparison table is applicable for the following zip codes: 18702, 18701, 18705, 18703, 18710, 18711, 18762, 18765, 18766, 18767, 18769, 18773
The aim of Lendersa® is to swiftly secure the optimal Conventional, USDA, or FHA loan for you with minimal hassle. You have three options to begin the process of matching with the best lenders and loan programs.
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