Explore the differences! FHA VS Conventional loan programs in Pittston, Luzerne County, Pennsylvania

In 2026, the conventional loan limit for Pittston, in Luzerne county, PA, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the best program in PA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Pittston, Luzerne, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 18640

Explore Conventional and FHA Loan Options in Pittston, PA

Lendersa® aims to provide the best Conventional, USDA, or FHA loan quickly and hassle-free. Choose from three starting points to find matching lenders and loan programs.

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Pittston Lenders

  • Whitehall Mortgage Financial
  • 306 S Keyser Ave, Old Forge, PA, 18518
  • Lends in Pennsylvania
  • Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.

  • VAntage Trust Federal Credit Union
  • 247 Wilkes Barre Township Boulevard, Wilkes Barre, PA, 18702
  • Lends in Pennsylvania
  • VAntage Trust Federal Credit Union has been serving its members since 1948 when it was founded by the employees of the VA Medical Center, Wilkes-Barre, Pennsylvania. We now serve over 8, 000 members. Our membership also includes members from 70 active Select Employee Groups (SEG). We are chartered by the federal government.

  • Cross Valley Federal Credit Union
  • 640 Baltimore Drive, Wilkes Barre, PA, 18702
  • Lends in Pennsylvania
  • Cross Valley FCU was chartered by the National Credit Union Association in February 1969.Originally chartered as the Wilkes-Barre Federal Employees Federal Credit Union, its sponsor was the Data Operations Center of Social Security in Wilkes-Barre. Subsequent expansion of the Federal Charter was approved by NCUA to include Select Employee Groups.

  • John E Young Mortgage LLC
  • 1550 Hwy 315, Suite 102, Wilkes Barre, PA, 18702
  • Lends in Pennsylvania
  • John E Young has been in the Mortgage Industry for 18 years and Licensed by PA Department of Banking for the past 15 years. In less than 3 years as a Mortgage Originator, he was able to open his own Mortgage Company, and over 85% of his company’s business comes from referrals.John has helped many clients fix and analyze their credit reports.

  • UFCW Community Federal Credit Union
  • 377 Wyoming Avenue, Wyoming, PA, 18644
  • Lends in Pennsylvania
  • UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority.

    As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.

  • The Luzerne Bank
  • 118 Main Street, Luzerne, PA, 18709
  • Lends in Pennsylvania
  • Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.

  • Invicta Mortgage Group
  • 230 Prospect Ave, Scranton, PA, 18505
  • Lends in Pennsylvania
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.

  • Invicta Mortgage Group, Inc
  • 230 Prospect Ave, Scranton, PA, 18505
  • Lends in Pennsylvania
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.

  • Getz Mortgage, Inc.
  • 480 Pierce Street, Suite 306, Kingston, PA, 18704
  • Lends in Pennsylvania
  • Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.