FHA VS Conventional loan programs in Aguadilla, Aguadilla County, Puerto Rico

For the year 2026, the loan ceiling for a conventional loan in Aguadilla, situated in the county of Aguadilla, PR, is set at $726,200. Conversely, the FHA loan limit is established at $472,030 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to contrast current Conventional, FHA, and USDA rates, identifying the credit, income, reserves, and documentation required. Our sophisticated mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in determining the most suitable option for your financial state in PR.

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Loan limits and down payment requirements for 2026 in Aguadilla, county of Aguadilla, PR

Type of Loan Ceiling on Loan Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: These details pertain to zip codes: 00603

FHA and Conventional loan opportunities in Aguadilla, PR

At Lendersa®, our aim is to secure quick and trouble-free access to the most favorable Conventional, USDA, or FHA loans. Choose from three initial pathways that yield matching loan programs and lenders tailored to your needs.

USDA loan application and result matching by Lendersa


Aguadilla Lenders

  • Oriental Bank
  • 17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
  • Lends in Puerto Rico
  • Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.

  • Aceland Mortgage LLC
  • 151 Calle San Francisco, San Juan, PR, 00901
  • Lends in Puerto Rico
  • Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,

  • RF MORTGAGE & INVESTMENT CORP
  • 1148 Fd Roosevelt Ave, San Juan, PR, 00920
  • Lends in Puerto Rico
  • At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.

  • Preferred Mortgage PR
  • Avenue Roosevelt, Suite 307, San Juan, PR, 00918
  • Lends in Puerto Rico
  • Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.

  • Co/LAB Lending
  • 1666 Av. Juan Ponce de León, San Juan, PR, 00909
  • Lends in Puerto Rico
  • Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.

  • Trust Mortgage
  • 490 Ave. José de Diego, San Juan, PR, 00923
  • Lends in Puerto Rico
  • Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.

  • Home Mortgage Bankers
  • Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983
  • Lends in Puerto Rico
  • Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico.

    Our purpose has always been to provide an excellent service with an immediate response.