FHA VS Conventional loan programs in Aibonito, Aibonito County, Puerto Rico

For the year 2026, the loan limit for a conventional loan in Aibonito, which is in the county of Aibonito, PR, amounts to $726,200. On the other hand, the FHA loan limit for a single-family home has been set at $472,030. Understanding these limits is crucial for potential homebuyers in the area.

The Lendersa® Conventional loan calculator is designed to help you compare the best available rates for Conventional loans against FHA and USDA loans today. You can determine the necessary income level, credit score, reserves, and documentation you need to qualify. Our sophisticated mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in helping you decide on the most suitable program in PR for your specific financial needs and goals.

Browse and compare loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Aibonito, Aibonito, PR

Type of Loan Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 705

Available Conventional and FHA Loan Options in Aibonito, PR

The primary aim of Lendersa® is to facilitate obtaining the optimum Conventional, USDA, or FHA loan swiftly and with minimal hassle. You can start the process by choosing one of three pathways to connect with matching lenders and loan programs tailored to your needs.

Results from Lendersa USDA loan requests and matchings


Aibonito Lenders

  • RF MORTGAGE & INVESTMENT CORP
  • 1148 Fd Roosevelt Ave, San Juan, PR, 00920
  • Lends in Puerto Rico
  • At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.

  • Preferred Mortgage PR
  • Avenue Roosevelt, Suite 307, San Juan, PR, 00918
  • Lends in Puerto Rico
  • Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.

  • Trust Mortgage
  • 490 Ave. José de Diego, San Juan, PR, 00923
  • Lends in Puerto Rico
  • Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.

  • Co/LAB Lending
  • 1666 Av. Juan Ponce de León, San Juan, PR, 00909
  • Lends in Puerto Rico
  • Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.

  • Aceland Mortgage LLC
  • 151 Calle San Francisco, San Juan, PR, 00901
  • Lends in Puerto Rico
  • Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,

  • Home Mortgage Bankers
  • Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983
  • Lends in Puerto Rico
  • Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico.

    Our purpose has always been to provide an excellent service with an immediate response.

  • Oriental Bank
  • 17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
  • Lends in Puerto Rico
  • Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.