In the year 2026, the Conventional loan limit for a single-family home in Caguas, county of Caguas, PR, is set at $726,200, while the FHA limit is $472,030.
With the Lendersa® Conventional loan calculator, you can assess the best rates for Conventional, FHA, and USDA loans today. This helps determine the income, credit score, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator allows you to see Conforming Conventional loans, USDA, FHA, and VA loans side by side to help you decide which program in PR suits your financial needs best.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
The comparative table pertains to zip codes: 00725
At Lendersa®, our aim is to expedite obtaining the most favorable Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points for personalized lender matches and loan program options.
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