Explore the differences! FHA VS Conventional loan programs in Florida, Florida County, Puerto Rico

In 2025, Convetional loan limit in Florida, county of Florida, PR is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in PR is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Florida, county of Florida, PR

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 650

Conventional and FHA loan options in Florida, PR

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • National Lending Group
  • 9620 NW Tanasbourne Drive, Suite 300, Hillsboro, OR, 97124
  • National Lending Group is a mortgage brokerage with the mission to help real people achieve their real dreams.Buying a home is a big transaction, so we streamline the process, making it stress-free while helping our clients save money.We will work hard & care about your individual needs because you deserve nothing less than a happy home transaction
  • Cascade Residential Mortgage, LLC
  • 150 NE 3rd Ave, Suite A, Hillsboro, OR, 97124
  • Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • Minuteman Mortgage
  • 5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
  • Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.
  • Empire Financial Services, LLC
  • 14900 Interurban Ave. S. Ste. 271, Seattle, WA, 98138
  • Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side. We pride ourselves on our unique blend of experience and exceptional service delivered to every one of our clients, regardless
  • eLink Mortgage LLC
  • 3207 NE 125th St, Seattle, WA, 98125
  • eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.
  • Mountain Pacific Bank
  • 3732 Broadway, Everett, WA, 98201
  • Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.
  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
  • DSC Capital, LLC
  • 1809 7th Avenue, Suite 1200, Seattle, WA, 98101
  • DSC Capital is a commercial real estate mortgage banking company led by a team of principals with in-depth institutional knowledge of the real estate financing market coupled with exclusive relationships with capital providers. We work with real estate investors and developers to offer customized financing solutions.
  • WaFd Bank
  • 425 Pike Street, Seattle, WA, 98101
  • WaFd Bank is a national bank, but we’ve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, we’ve been helping to build healthy, thriving communities. And, as active members of our communities, we’re truly invested in clients like you—delivering simple, straightforward banking solutions.
  • Northwest Commercial Mortgage
  • 1500 Fourth Ave, Suite 600, Seattle, WA, 98101
  • Gary W. Beem founded Northwest Commercial Mortgage Company in 1989 with Dave Pontius after working at George Elkins Company. Gary’s major production responsibilities at each of these institutions included commercial loan placement with correspondent life insurance companies and construction lending through the banks.
  • Jay Crowell Loan Officer - Cornerstone Home Lending
  • 600 University Street, Suite 2828, Seattle, WA, 98101
  • At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience. Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients.