FHA VS Conventional loan in Guayama, Guayama County, Puerto Rico

In 2026, the Conventional loan ceiling in Guayama, Guayama county, PR is $726,200, while the FHA limit for a single-family home reaches $472,030.

Leverage Lendersa®'s Conventional loan calculator to weigh today's optimal rates for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and required documentation for qualification. Our cutting-edge mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, facilitating your choice of the best program for your financial needs in PR.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Guayama, County of Guayama, PR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 00784

Conventional and FHA Loan Options in Guayama, PR

The mission of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose from three starting approaches designed to connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Casamia Mortgage Company
  • 1319 South Eastern Avenue, Las Vegas, NV, 89104
  • Casamia Mortgage 1997 throughout my journey, I have worked with major mortgage companies gaining knowledge and experiences in programs such as FHA, Conventional, VA, FHA 203K, Private Money and Down Payment Assistance. I have also worked closely with the Hispanic Community in attempts to educate.

  • UrbanPointe Lending
  • 9480 South Eastern Avenue, Suite 274, Las Vegas, NV, 89123
  • At UrbanPointe Lending we pride ourselves in finding you the "best fit mortgage"​ for all of our clients. We realize and know not everyone has the same mortgage needs and situation. We take the time to provide options to our clients so they can select the best mortgage for their personal leads.

  • 5th Bridge Funding LLC
  • 8840 S Maryland Pkwy, Suite 110b, Las Vegas, NV, 89123
  • "5th Bridge Funding, LLC was founded by Mr. Stephen Sinko based in Las Vegas, Nevada.
    Stephen has over 23 years of combined professional experience in marketing & sales, specializing in the Financial Industry, Title, Escrow, Real Estate, Traditional Lending and Private/Hard Money."

  • Chaos Home Loans
  • 900 S. Fourth Street, Las Vegas, NV, 89101
  • Our goal at Chaos Home Loans LLC is to make the mortgage process, simple, understandable, and easy. Our team works around the clock to make sure all of our clients are always up to date about their loan status. A VA loan is a mortgage loan in the United States guaranteed by the United

  • Home Field Lending
  • 375 E Warm Springs, Suite 203, Las Vegas, NV, 89119
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Valley View Home Loans - VVHL Direct
  • 6551 Las Vegas Blvd S, Suite 154, Las Vegas, NV, 89119
  • Valley View Home Loans (NMLS# 192103) is recognized as an industry-leading provider of mortgage services, Operating across the 13 states. Year after year we closed over billion dollars in mortgage financing. Valley View Home Loans is a full-service national mortgage lender and agency direct seller/servicer offering Conventional, FHA, Jumbo loans.

  • Paul Hasna
  • 6671 S Las Vegas Blvd, Unit 210, Las Vegas, NV, 89119
  • Paul Hasna have been helping families and individuals realize their dream of home ownership for over 20 years, specializing in all First – Time Home Buyer programs and low down payment loans, such as VA, FHA, Rural Development and Conventional HomeReady™ Home Possible™ and MyCommunity™ home loans.

  • Clark County Credit Union
  • PO Box 36490, Las Vegas, NV, 89133
  • CCCU is a solid financial co-operative with over 45, 000 members and $700 million in assets. Since 1951, we've been helping members just like you save more money and time. We can do that because, unlike banks, we don't profit at your expense. Instead, we return the profits we make back to our members as better rates and fee.

  • Alderus Mortgage
  • 3841 Charleston Blvd, Suite 100, Las Vegas, NV, 89102
  • Alderus Mortgage is a full-service lender and trailblazer in the mortgage industry. For more than 20 years, we’ve worked directly with clients to educate them on the industry and the loan process, eliminating the hidden fees often associated with traditional lending. Alderus is driven by the philosophy that happiness for everyone is key,

  • Independence Bank
  • 435 3rd Street, Havre, MT, 59501
  • Independence Bank, formerly known as First Security Bank, was founded in 1972 by a group of Havre business owners who saw a need for a community bank. The headquarters opened at its present Fifth Avenue location in March 1973. Since that time we have acquired branches in Poplar, Scobey, Malta and Glasgow. Building on our success