FHA VS Conventional loan programs in 2026 for Lajas, Lajas County, Puerto Rico

For 2026, the Conventional loan limit in Lajas, part of Lajas County, PR, is $726,200. For a single-family home, the FHA limit is $472,030.

The Lendersa® Conventional loan calculator helps you compare today's best rates between Conventional, FHA, and USDA loans. It determines the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to choose the best program in PR for your financial circumstances.

Review loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Lajas, Lajas, PR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 667

Exploring Conventional and FHA Loan Options in Lajas, PR

Lendersa® is committed to providing you with the best Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of three starting paths to find the right lenders and loan options.

Outcomes from Lendersa USDA loan requests


  • Family Home Finance, LLC
  • 5752 Cheviot Rd, Cincinnati, OH, 45247
  • Family Home Finance is committed to offering only the highest quality professional service to our clients, realtors and associates. Over the years we have built a reputation of offering honest, ethical and thorough service to our clients. Our customers are always treated with respect, courtesy and professionalism throughout the loan process.

  • CCSE Federal Credit Union
  • 417 Broad Street, Salamanca, NY, 14779
  • CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.

  • Patriot Equity Credit Union
  • 1450 Union University Drive, Jackson, TN, 38305
  • Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.

  • The Bank of Jackson
  • 420 Oil Well Road, Jackson, TN, 38305
  • The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.

  • Leaders Credit Union
  • 35 Stonebridge Blvd, Jackson, TN, 38305
  • "Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union.
    We are a full-line financial services provider.

  • ONE – Federal Credit Union
  • 300 Arch Street, Meadville, PA, 16335
  • At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.

  • Wayne County Community Federal Credit Union
  • 311 Kaufman Drive, Smithville, OH, 44677
  • Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date

  • Rockland Savings Bank
  • 582 Main Street, Rockland, ME, 04572
  • Rockland Savings Bank creates unmatched customer loyalty, builds lasting relationships and embraces innovation to meet our customers financial goals all while professionally delivering friendly, personal service. We believe the strength of our community comes from the strength of its members.