FHA VS Conventional loan programs in 2026 for Sabana-Seca, Toa Baja County, Puerto Rico
In 2026, within the city of Sabana-Seca, located in Toa Baja County, PR, the limit for Conventional loans is $647,200. For a single-family home, the FHA loan cap is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare top rates today across Conventional, FHA, and USDA loans and determine the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your choice of the optimal program in PR for your particular financial situation.
Loan Limits and Down Payment Requirements for 2026 in Sabana-Seca, Toa Baja, PR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$308,200
0%
FHA
$420,680
3.5%
This table is applicable to zip codes: 952
Discover Conventional and FHA Loan Options in Sabana-Seca, PR
Lendersa® is committed to helping you find the best Conventional, USDA, or FHA loans swiftly and simply. Start from any of these three points to connect with lenders and loan options that meet your needs.
Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,
At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.
Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.
Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.
Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983
Lends in Puerto Rico
Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico.
Our purpose has always been to provide an excellent service with an immediate response.
17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
Lends in Puerto Rico
Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.
