FHA VS Conventional loan programs in Sabana-Seca, Toa Baja County, Puerto Rico

In 2026, within the city of Sabana-Seca, located in Toa Baja County, PR, the limit for Conventional loans is $647,200. For a single-family home, the FHA loan cap is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare top rates today across Conventional, FHA, and USDA loans and determine the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your choice of the optimal program in PR for your particular financial situation.

Check loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Sabana-Seca, Toa Baja, PR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $308,200 0%
FHA $420,680 3.5%

This table is applicable to zip codes: 952

Discover Conventional and FHA Loan Options in Sabana-Seca, PR

Lendersa® is committed to helping you find the best Conventional, USDA, or FHA loans swiftly and simply. Start from any of these three points to connect with lenders and loan options that meet your needs.

Results of Lendersa USDA loan requests and matches


  • LifeTime Lending, Inc
  • 17304 Preston Road, Suite 800, Dallas, TX, 75252
  • Megan Dodson a residential mortgage loan originator who has helped hundreds of buyers like you identify the best long-term value for their loan. Megan aligned with a number of wholesale lenders & underwriters to help you get that special low rate. But beyond that, I work hard for you & dig in to find that special program another mortgage lender.

  • IKON Mortgage, Inc
  • 17330 Preston Road, Suite 200D, Dallas, TX, 75252
  • IKON Mortgage is founded with passion and the heart of serving. We strive to keep the mortgage experience simple, efficient, and enjoyable for our clients. IKON Mortgage is here to serve you whether you are looking for the best rates in town with a quick and easy closing, or searching for a trustworthy and experienced mortgage loan officer to guide

  • PrimeLending, A PlainsCapital Company
  • 18111 Preston Road #900, Dallas, TX, 75252
  • PrimeLending, a PlainsCapital Company (NMLS: 13649), is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices and the flexibility to meet homeowners’ unique needs. We’re a national home lender relentlessly focused on empowering our customers to boldly pursue their homeownership goals.

  • Longhorn Investments
  • 17103 Preston Road Suite 250, Dallas, TX, 75248
  • Longhorn Investments was formed in 2008 and is a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets. We operate in major metropolitan areas throughout TX, IN, AL, AR, NM, GA, MO, OH, TN, and NC.

  • Reliant Mortgage Ltd
  • 16950 Dallas Parkway, Suite 105, Dallas, TX, 75248
  • Reliant Mortgage LTD, where we specialize in residential mortgages. At Reliant Mortgage LTD, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Longhorn Investments
  • 17103 Preston Rd, Suite 250, Dallas, TX, 75248
  • We are a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets.Our complementary businesses include a title company and real estate law practice operating out of our corporate office.Longhorn Investments was formed in 2008.

  • Town Square Mortgage & Investments, Inc.
  • 17300 Dallas Parkway, Suite 1030, Dallas, TX, 75248
  • Founded in 2009, Town Square Mortgage has built a strong reputation as a preferred mortgage lender by serving the needs of homebuyers, real estate professionals, and builders. Town Square Mortgage is an all-inclusive mortgage lender dedicated to finding you a home loan that meets your specific needs. Having the loan process in-house

  • Prestonwood Mortgage LLC.
  • 15950 N. Dallas Pkwy, Suite 400, Dallas, TX, 75248
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible along with the best service in the industry. Furthermore we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Ceasons Holdings
  • 16818 Dallas Parkway,, Dallas, TX, 75248
  • Ceasons Holdings is a Texas based private real estate lending company dedicated to financing short-term asset based loans. Ceasons Holdings is based out of Dallas, Texas and is a family owned and operated private real estate lender.Ceasons Holdings’ principals are passionate about real estate and are able to draw on their experiences as: direct le

  • Mark Monreal & Associates
  • 13001 Debarr Drive, Austin, TX, 78729
  • Mark Monreal & Associates we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Larry The Lender
  • 13420 Lyndhurst St, Apt 301, Austin, TX, 78729
  • Larry Feingersh is a native Houstonian. One of Larry’s first jobs in the 70’s was working for the City of Bellaire picking up garbage. Larry has bought, sold, and managed residential real-estate properties since 1985. In 1995-96 Larry bought and flipped over 30 houses. Besides having built and managed his own commercial buildings since 1992.

  • AAXY Mortgage
  • 13284 Pond Springs Rd, Suite 405, Austin, TX, 78729
  • AAXY LLC has 2 dba’s as AAXY Mortgage and Austin First Mortgage. It is a Texas licensed mortgage company whose mainly business is lending residential mortgage loans. It has a wide range of residential loan products including conventional loans, FHA, VA USDA and some NON-QM loan products.