FHA VS Conventional loan programs in Hopkinton, Washington County, Rhode Island
In 2026, the conventional loan limit for Hopkinton, in the Washington county of RI, is set at $726,200. For a single-family home, the FHA limit is $661,250.
Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in RI for your financial situation.
2026 Loan Limits and Down Payment Requirements in Hopkinton, Washington County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
The comparison table refers to these zip codes: 02833
Loan Options: Conventional and FHA in Hopkinton, RI
Lendersa® strives to quickly connect you with the best available Conventional, USDA, or FHA loan options without hassle. Choose one of three starting strategies to find matching lenders and suitable loan programs.
Washington Trust Mortgage Company LLC originates residential real estate mortgage loans, including construction, purchase and refinancing, through its offices in Massachusetts, Connecticut and Rhode Island. Our team of experienced mortgage professionals is dedicated to providing customized.
"Started in 1948, Westerly Community Credit Union (WCCU) has grown to a $257 million financial institution with over 18,250 members. Our members are served by 65 employees via 4 branches in RI; 2 in Westerly, 1 in Richmond, and 1 in South Kingstown.
Recently, the WCCU was awarded 'Best Places to Work 2018' by the Providence Business News"
Milestone Mortgage Solutions offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services -- all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans, VA, FHA, USDA-RD
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.
