FHA VS Conventional loan programs in 2026 for Hopkinton, Washington County, Rhode Island

In 2026, the conventional loan limit for Hopkinton, in the Washington county of RI, is set at $726,200. For a single-family home, the FHA limit is $661,250.

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Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in RI for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Hopkinton, Washington County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The comparison table refers to these zip codes: 02833

Loan Options: Conventional and FHA in Hopkinton, RI

Lendersa® strives to quickly connect you with the best available Conventional, USDA, or FHA loan options without hassle. Choose one of three starting strategies to find matching lenders and suitable loan programs.

  1. Submit an ultimate request for optimizing Conventional, USDA, and FHA loans
  2. Access rates and terms for Conventional, USDA, and FHA loans initially
  3. Explore the largest database of Conventional lenders available
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  • Farmers Bank of Kansas City
  • 14231 Metcalf Ave, Overland Park, KS, 66223

  • We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.

  • Lowry State Bank
  • 400 Florence Avenue, Lowry, MN, 56349

  • Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President.
    On November 8, 1932, the Bank assumed the assets.

  • Kendall Bank
  • 11225 College Blvd, Suite 150, Overland Park, KS, 66210

  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.

    Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology

  • FIRST FEDERAL BANK of KANSAS CITY
  • 6900 N. Executive Drive, Kansas City, MO, 66210

  • We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership

  • Mortgage Enterprises
  • 10955 Lowell, Suite 510, Overland Park, KS, 66210

  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.

  • Himalaya Mortgage
  • 11881 West 112th Street, Overland Park, KS, 66210

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kendall Mortgage
  • 11225 College Blvd, Suite 100, Overland Park, KS, 66210

  • At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality.
    Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.

  • United Mortgage
  • 9393 W 110th St, Suite 350, Overland Park, KS, 66210

  • Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,

  • Homestead Financial Mortgage
  • 8585 College Blvd, Suite 110, Overland Park, KS, 66210

  • "With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid.
    What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"

  • KUMC Credit Union
  • 12510 W 62nd Terrace, Suite 104, Shawnee, KS, 66216

  • KUMC Credit Union was established in 1954 and is chartered by the State of Kansas. Our Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit.
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