Explore the differences! FHA VS Conventional loan programs in Richmond, Washington County, Rhode Island

In 2025, Convetional loan limit in Richmond, county of Washington, RI is $726,200 while FHA limit is $661,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in RI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Richmond, county of Washington, RI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The comparison table applies to zip codes: 02836, 02898, 02894, 02892, 02812, 02875, 02832

Conventional and FHA loan options in Richmond, RI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgage Solutions of Central Florida, Inc.
  • 1104 S. Clarke Road Suite 50, Orlando, FL, 32835
  • Mortgage Solutions has created custom financing options for Commercial and Residential borrowers since 1995. We've worked with clients who have phenomenal credit scores and clients with credit challenges. Our past clients happily refer their friends, family, and co-workers to us because they know our staff delivers on our promises.
  • Friend Bank
  • 220 East Lawrence Harris Highway, Slocomb, AL, 36375
  • Just about any bank can offer you a mortgage, a business loan, or Online Banking. We offer those services and many more. But at Friend, we offer something you can't find at just any bank: the loyalty, caring, and reliability you expect from a true friend. We're locally owned and managed, and all of our important decisions.
  • First Citizens Bank.
  • 100 West Third St, Luverne, AL, 36049
  • In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.
  • Jonesburg State Bank
  • 110 First Street, Jonesburg, MO, 63351
  • Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
  • The Citizens Bank of Enterprise
  • 301 South Edwards St, Enterprise, AL, 36330
  • From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.
  • Bank of Monticello
  • 201 East Lafayette, Monticello, MO, 63457
  • Bank of Monticello is a Community Bank located in Northeast Missouri. Our Company was organized by local shareholders in 1928 to meet the needs of the families & businesses of Monticello, Missouri & the surrounding communities. While many things have changed over the years, our commitment to the Communities that we serve is stronger than ever.
  • McCoy Federal Credit Union
  • 1900 McCoy Rd, Orlando, FL, 32809
  • McCoy Federal Credit Union is a full-service financial cooperative, assisting consumers and small business owners with achieving their financial goals since 1954. Unlike banks whose purpose is to create profit for stockholders, our focus is to serve our Members with all of their financial needs.
  • Countrywide Mortgage Lenders LLC
  • 6925 Lake Ellenor Drive, Suite 109, Orlando, FL, 32809
  • At Countrywide Mortgage Lenders, LLC, where we specialize in residential mortgages. At Countrywide Mortgage Lenders, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Libertyville Savings Bank
  • 2000 W. Jefferson, Fairfield, IA, 52556
  • At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.
  • Evolution Mortgage Loans LLC
  • 6900 Tavistock Lakes Blvd, Suite 400, Orlando, FL, 32827
  • At EVOLUTION MORTGAGE LOANS LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Northpoint Mortgage, Inc.
  • 9161 Narcoossee Rd b200, Orlando, FL, 32827
  • Northpoint Mortgage strives to embrace our core principles of community, excellence, integrity, and service in everything we do. We have a knowledgeable local sales team and support staff committed to ensuring a smooth professional process throughout start to finish and in the future.
  • Logan Finance Corporation
  • 520 Chickasawba Street, Blytheville, AR, 72315
  • LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.