FHA VS Conventional loan in Valley-Falls, Providence County, Rhode Island
In 2026, the conventional loan limit for Valley-Falls in the county of Providence, RI, is $647,200, whereas the FHA limit for a single-family home is $592,250.
Utilize the Lendersa® Conventional loan calculator to compare the very best rates today among Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage tool places Conforming Conventional, USDA, FHA, and VA loans side by side to help you make the most informed decision on the best program in RI, tailored to your unique financial situation.
2026 Loan Limits and Down Payment Requirements in Valley-Falls, Providence County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$404,800
0%
FHA
$592,250
3.5%
The comparison table applies to the following zip codes: 2864
Loan Options: Conventional and FHA in Valley-Falls, RI
Lendersa® aims to provide you with the best available Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting paths that lead to matching lenders and fitting loan programs.
As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.
Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.
From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving. Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work.
Our employees are encouraged to give back to the community through our PCUnited volunteer initiative
At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.
The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.
Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states.
Our loans are frequently termed asset-backed loans because they are backed by the col
