FHA VS Conventional loan programs in 2025 for Valley-Falls, Providence County, Rhode Island

In 2025, the conventional loan limit for Valley-Falls in the county of Providence, RI, is $647,200, whereas the FHA limit for a single-family home is $592,250.

Utilize the Lendersa® Conventional loan calculator to compare the very best rates today among Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage tool places Conforming Conventional, USDA, FHA, and VA loans side by side to help you make the most informed decision on the best program in RI, tailored to your unique financial situation.

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2025 Loan Limits and Down Payment Requirements in Valley-Falls, Providence County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $404,800 0%
FHA $592,250 3.5%

The comparison table applies to the following zip codes: 2864

Loan Options: Conventional and FHA in Valley-Falls, RI

Lendersa® aims to provide you with the best available Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting paths that lead to matching lenders and fitting loan programs.

Lendersa USDA loan request and matching results


  • SunPoint Home Loans
  • 17734 Hunting Bow Circle Suite 102, Lutz, FL, 33548
  • SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.
  • Journey Credit Union
  • 2930 SE 14th Street, Des Moines, IA, 50320
  • "Journey Credit Union's friendly staff is here to serve all your financial needs. It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"
  • Neighborhood National Bank
  • 15 Minnesota Ave S, Aitkin, MN, 56431
  • Neighborhood National Bank is committed to serving our community's financial needs with quality products and services, while exceeding our customer's expectations with our friendly and professional staff. We offer both personal and business banking as well as an array of loan services available. Get the best rates available on consumer
  • All Florida Home Loans
  • 17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558
  • "All Florida Home Loans offers a wide range of mortgage options to meet your financial needs. Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity, or venturing into a commercial property, we're here to guide you all the way - drama free."
  • Innovative Mortgage Services
  • 17717 Hunting Bow Cir #101, Lutz, FL, 33558
  • Innovative Mortgage our goal is to offer you unparalleled service and extremely competitive Florida mortgage rates in minutes. Our wide selection of loan products help us provide the perfect mortgage to fit for your specific Florida home buying or refinance needs. Our mission is to serve our customers with honesty, integrity and competence.
  • American Fidelity
  • American Fidelity, Lutz, FL, 33558
  • At American Fidelity, we offer exceptional home loans options, large and small business loans, HARP programs and private lending.We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.
  • Blissful Mortgage
  • Beach Office 8730 Thomas Dr, 1110 A, Panama City, FL, 32408
  • Blissful Mortgage LLC is located in Panama City Beach, FL, United States and is part of the Activities Related to Credit Intermediation Industry. Blissful Mortgage LLC has 3 employees at this location. (Employees figure is modelled). There are 2 companies in the Blissful Mortgage LLC corporate family.
  • Midwest Mortgage Consultants
  • 600 Soo Lane, Suite 6, Buffalo, MN, 55313
  • At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.