FHA VS Conventional loan programs in Valley-Falls, Providence County, Rhode Island
In 2025, the conventional loan limit for Valley-Falls in the county of Providence, RI, is $647,200, whereas the FHA limit for a single-family home is $592,250.
Utilize the Lendersa® Conventional loan calculator to compare the very best rates today among Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage tool places Conforming Conventional, USDA, FHA, and VA loans side by side to help you make the most informed decision on the best program in RI, tailored to your unique financial situation.
2025 Loan Limits and Down Payment Requirements in Valley-Falls, Providence County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$404,800
0%
FHA
$592,250
3.5%
The comparison table applies to the following zip codes: 2864
Loan Options: Conventional and FHA in Valley-Falls, RI
Lendersa® aims to provide you with the best available Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting paths that lead to matching lenders and fitting loan programs.
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