FHA VS Conventional loan in Cumberland, Providence County, Rhode Island

In 2025, the Conventional loan limit for Cumberland, located in Providence county, RI, is $726,200. Meanwhile, the FHA limit for a single-family house is $661,250.

Take advantage of the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documentation to qualify. This advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in selecting the best program in RI for your financial scenario.

Compare loan offers from 100 lenders.

2025 Loan Limits and Down Payment Requirements in Cumberland, County of Providence, RI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The table covers zip codes: 2864

Conventional and FHA Loan Options in Cumberland, RI

The goal of Lendersa® is to connect you quickly with the ideal Conventional, USDA, or FHA loan without hassle. Choose one of three pathways to find matching lenders and loan programs suitable for your criteria.

Lendersa USDA loan request and matching results visualization


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