FHA VS Conventional loan programs in Cherryvale, Sumter County, South Carolina

In the year 2025, the Conventional loan limit for a single-family home in Cherryvale, located within Sumter county in SC, is established at $726,200. Comparatively, the FHA loan limit is set at $472,030. Being aware of these limits is fundamental for effective financial planning and home acquisition decisions, ensuring you maximize your real estate investments.

Consider using the Lendersa® Conventional loan calculator to analyze today's optimal rates possible for Conventional, FHA, and USDA loans. This efficient tool aids in determining the necessary income, credit levels, reserves, and documentation necessary to qualify for these loans. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier for you to assess which program in SC aligns perfectly with your particular financial circumstances and goals. By doing so, you're empowered to make a well-informed choice.

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2025 Loan Limits and Down Payment Requirements in Cherryvale, County of Sumter, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comprehensive comparison table applies specifically to the following zip codes: 29154

Comprehensive Options for Conventional and FHA Loans in Cherryvale, SC

At Lendersa®, our core mission is to facilitate the process of securing the best possible Conventional, USDA, or FHA loan options quickly and without unnecessary hassle. To start your financing journey, choose from one of three strategic approaches that connect you to matching lenders and prospective loan programs tailored to suit your unique financial situation. Each approach is crafted to cater to different borrower needs, providing flexibility and effectiveness in meeting your mortgage objectives.

Lendersa USDA loan request and matching results


  • Pillar Financial Mortgage
  • 15821 West Dodge Rd, Suite 161, Omaha, NE, 68118
  • Our "Client First" approach provides you with informed options when making decisions about the mortgage process. Find out why so many customers choose Pillar Financial Mortgage.Purchasing a home is one of your most important financial decisions. Let us help you get the facts before you buy and help pick the loan that's best for you.
  • The First Bank of Okarche
  • 202 Oklahoma Avenue, Okarche, OK, 73762
  • In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,
  • Citizens First National Bank
  • 529 Lake Avenue, Storm Lake, IA, 50588
  • In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.
  • Central Bank Iowa
  • 600 Lake Avenue, Storm Lake, IA, 50588
  • That’s the nature of being a part of Central Bank. Our small-town roots and dedication to the communities we serve push us to help our customers and communities to accomplish great things. We’re family-owned and decisions are made locally, not in a distant skyscraper. Whether it’s a mortgage, a small-business loan
  • Rock Island Credit Union
  • 320 S Rock Island Avenue, El Reno, OK, 73036
  • The El Reno RIL (Rock Island) Credit Union was founded in 1934 by employees of the CRI&P Railroad in El Reno, Oklahoma. In addition to the various employees’ groups added to our field of membership, the credit union is a community credit union serving individuals who reside, attend school, work or worship within Canadian County, Oklahoma.
  • Dairy State Bank
  • 16 South Main Street, Rice Lake, WI, 54868
  • Our goal is to provide you with a connection to Dairy State Bank and members of the communities we serve. We do review comments and will remove negative, explicit, profane, offensive or disruptive activity. Links we provide to third-party sites do not indicate endorsement and also provide the best customer service possible
  • United Bank of Iowa
  • 501 2nd St, Ida Grove, IA, 51445
  • United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages. United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships
  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it
  • National Bank & Trust
  • 145 West Colorado, La Grange, TX, 78945
  • Chartered in 1888, National Bank & Trust is headquartered in La Grange, Texas, and has been a major contributor in the development and expansion of the business and agricultural community since its inception. National Bank & Trust is a full-service Bank with friendly people who take the time to listen