FHA VS Conventional loan programs in Cherryvale, Sumter County, South Carolina
In the year 2025, the Conventional loan limit for a single-family home in Cherryvale, located within Sumter county in SC, is established at $726,200. Comparatively, the FHA loan limit is set at $472,030. Being aware of these limits is fundamental for effective financial planning and home acquisition decisions, ensuring you maximize your real estate investments.
Consider using the Lendersa® Conventional loan calculator to analyze today's optimal rates possible for Conventional, FHA, and USDA loans. This efficient tool aids in determining the necessary income, credit levels, reserves, and documentation necessary to qualify for these loans. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier for you to assess which program in SC aligns perfectly with your particular financial circumstances and goals. By doing so, you're empowered to make a well-informed choice.
2025 Loan Limits and Down Payment Requirements in Cherryvale, County of Sumter, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comprehensive comparison table applies specifically to the following zip codes: 29154
Comprehensive Options for Conventional and FHA Loans in Cherryvale, SC
At Lendersa®, our core mission is to facilitate the process of securing the best possible Conventional, USDA, or FHA loan options quickly and without unnecessary hassle. To start your financing journey, choose from one of three strategic approaches that connect you to matching lenders and prospective loan programs tailored to suit your unique financial situation. Each approach is crafted to cater to different borrower needs, providing flexibility and effectiveness in meeting your mortgage objectives.
Our "Client First" approach provides you with informed options when making decisions about the mortgage process. Find out why so many customers choose Pillar Financial Mortgage.Purchasing a home is one of your most important financial decisions. Let us help you get the facts before you buy and help pick the loan that's best for you.
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