FHA VS Conventional loan programs in 2026 for Easley, Pickens County, South Carolina

For 2026, the conventional loan limit in Easley, located in Pickens county, SC, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's competitive rates for Conventional, FHA, and USDA loans. Determine what income level, credit, reserves, and paperwork are necessary to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA options alongside one another, making it easier to select the ideal program for your financial needs in SC.

Explore loan offers from a variety of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Easley, Pickens County, SC

Type of Loan Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to these zip codes: 29642

FHA and Conventional Loan Options in Easley, SC

The goal of Lendersa® is to efficiently find the best possible Conventional, USDA, or FHA loan for you, without any hassle. Start with one of three approaches that lead to matching lenders and loan solutions.

Matching results for Lendersa USDA loan requests


Easley Lenders

  • Greenville Heritage Federal Credit Union
  • 520 W Washington Street, Greenville, SC, 29601
  • Lends in South Carolina
  • We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.

  • BLMC, Inc
  • 15 Whitsett Street, Greenville, SC, 29601
  • Lends in South Carolina
  • Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!

  • SC Home Lending, LLC
  • 1204-A E Washington St, Greenville, SC, 29601
  • Lends in South Carolina
  • SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company
    has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval
    process, you can get your money and do what you want with it — usually in less than 30 days.

  • Preferred Financial Services
  • 311 Pettigru Street, Greenville, SC, 29601
  • Lends in South Carolina
  • Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.

  • United Home Loan Service Inc
  • 700 E North St, Unit 3, Greenville, SC, 29601
  • Lends in South Carolina
  • We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.

  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lends in South Carolina
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.

  • Shellpoint Mortgage Servicing
  • PO Box 10826, Greenville, SC, 29603
  • Lends in South Carolina
  • Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.

  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Lends in South Carolina
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.

  • Best Life Mortgage Advisor
  • 33 Market Point Drive, Greenville, SC, 29607
  • Lends in South Carolina
  • At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.