Explore the differences! FHA VS Conventional loan programs in Liberty, Pickens County, South Carolina

For 2026, the Conventional loan limit in Liberty, located in Pickens county, SC, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030. Knowing these limits is key as you plan your home financing.

Utilize the Lendersa® Conventional loan calculator to compare today's best Conventional, FHA, and USDA rates. This tool helps determine the required income, credit, reserves, and documents to qualify. Our advanced calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the right program in SC for your financial setup.

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2026 Loan Limits and Down Payment Requirements in Liberty, County of Pickens, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 29657

Explore Conventional and FHA Loan Options in Liberty, SC

The goal of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three approaches to match with lenders and loan programs that meet your needs.

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Liberty Lenders

  • Greenville Heritage Federal Credit Union
  • 520 W Washington Street, Greenville, SC, 29601
  • Lends in South Carolina
  • We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.

  • BLMC, Inc
  • 15 Whitsett Street, Greenville, SC, 29601
  • Lends in South Carolina
  • Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!

  • SC Home Lending, LLC
  • 1204-A E Washington St, Greenville, SC, 29601
  • Lends in South Carolina
  • SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company
    has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval
    process, you can get your money and do what you want with it — usually in less than 30 days.

  • Preferred Financial Services
  • 311 Pettigru Street, Greenville, SC, 29601
  • Lends in South Carolina
  • Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.

  • United Home Loan Service Inc
  • 700 E North St, Unit 3, Greenville, SC, 29601
  • Lends in South Carolina
  • We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.

  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lends in South Carolina
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.

  • Shellpoint Mortgage Servicing
  • PO Box 10826, Greenville, SC, 29603
  • Lends in South Carolina
  • Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.

  • Legacy Lending Mortgage Group LLC
  • 2315 N. Main St, Suite 211D, Anderson, SC, 29621
  • Lends in South Carolina
  • Legacy Lending Mortgage Group offers high-quality mortgage brokerage services to residential customers. Our aim is to provide our customers with fair mortgage rates at reasonable prices, while keeping our clients informed & educated throughout the process. We will be transparent and be sure to keep all parties involved in the transaction informed.

  • RateSaver Mortgage Inc
  • 2318 N. Main St, Unit D, Anderson, SC, 29621
  • Lends in South Carolina
  • One of the biggest rewards in my business life is helping people achieve their dreams of home ownership. From first time homeowners, to experienced multi-home real estate investors, I can make the process smooth and easy for any buyer. Take advantage of my 23+ years of mortgage experience and over 1500 mortgages closed.