FHA VS Conventional loan programs in Florence, Florence County, South Carolina

In 2025, the conventional loan limit for Florence, in Florence county of SC, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's finest rates among Conventional, FHA, and USDA loans. Assess the required income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in SC for your financial needs.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Florence, Florence County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 29505, 29506, 29501, 29502, 29503, 29504

Conventional and FHA Loan Options in Florence, SC

The aim of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loan quickly and without any hassle. Choose one of three starting strategies that lead to matching lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


  • Community 1st Credit Union
  • 235 Richmond Ave, Ottumwa, IA, 52501
  • Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.
  • County Bank
  • 201 S Jefferson St, Sigourney, IA, 52591
  • County Bank is an Iowa chartered bank first organized in 1884 in Sigourney, Iowa. Currently County Bank’s main office is on the southeast corner of the Square in Sigourney with locations in Deep River, Gibson, Hartwick, Montezuma and Williamsburg. County Bank has a strong commitment to the communities we serve.
  • Mortgage Nerds, LLC
  • 4090 W Spencer St, Appleton, WI, 54914
  • Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
  • Service Credit Union
  • 2850 S Ashland Avenue, Green Bay, WI, 54304
  • Service Credit Union was created in 1934, when a group of farsighted Wisconsin Public Service employees joined together to help their fellow employees in those desperate days of the Great Depression. In those days, it was not easy to borrow money except at high rates of interest. Provide members with competitive, high quality financial services.
  • Cornerstone Mortgage, LLC
  • 1830 W Mason Street, Green Bay, WI, 54304
  • Cornerstone Mortgage is one of the largest mortgage lenders in Wisconsin and Upper Michigan, with 2 Wisconsin offices located in De Pere and Green Bay, as well as an office in Menominee, Michigan, and over 20 licensed loan originators on staff who have over 190 combined years of experience. We offer a vast array of mortgages
  • The Farmers & Merchants Bank
  • 123 W Huron St., Berlin, WI, 54923
  • We are a full-service, community bank that supports its customers like family with industry-leading tools and technology backed by a smart, compassionate family of leaders. Our unique family leadership structure gives us the ability to offer flexible banking in an equally unique way--like family.
  • Fortifi Bank
  • 240 Broadway Street, Berlin, WI, 54923
  • Fortifi Bank, formerly 1st National, has been Banking with folks just like you for more than 140 years. That means we have been in business since 1876. Over time, the economic landscape changes, but one thing stays the same – people need financial security to build their dreams upon.
  • Prospera Credit Union Appleton
  • 4830 N. Ballard Rd, Appleton, WI, 54913
  • As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.
  • Linda the Lender
  • 119 N McCarthy Rd, Appleton, WI, 54913
  • The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer. Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options