Explore the differences! FHA VS Conventional loan programs in Florence, Florence County, South Carolina
In 2026, the conventional loan limit for Florence, in Florence county of SC, is set at $726,200, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare today's finest rates among Conventional, FHA, and USDA loans. Assess the required income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in SC for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Florence, Florence County, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 29505
Conventional and FHA Loan Options in Florence, SC
The aim of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loan quickly and without any hassle. Choose one of three starting strategies that lead to matching lenders and appropriate loan programs.
C & A Mortgage Services of Florence Inc, in business since 1991, is a true Mortgage Broker firm and gladly accepts that identity because of the large amount of flexibility we are offered by the various national wholesale lenders we choose to do business with. The company is solely owned and operated since it's inception.
Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.
Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.
Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.
Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.
At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability.
In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago
Since 1903, Conway National Bank has strived to be a trusted friend and a bank of opportunity for generations of families, businesses, and individuals. Equipped with the most advanced banking technology, and with offices throughout Horry County (pronounced “o’ree”), the Grand Strand, and the Waccamaw Neck area of Georgetown County,
Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests
