Explore the differences! FHA VS Conventional loan programs in Florence, Florence County, South Carolina
In 2026, the conventional loan limit for Florence, in Florence county of SC, is set at $726,200, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare today's finest rates among Conventional, FHA, and USDA loans. Assess the required income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in SC for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Florence, Florence County, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 29505, 29506, 29501, 29502, 29503, 29504
Conventional and FHA Loan Options in Florence, SC
The aim of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loan quickly and without any hassle. Choose one of three starting strategies that lead to matching lenders and appropriate loan programs.
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Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”
American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.
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