FHA VS Conventional loan programs in 2026 for Florence, Florence County, South Carolina

In 2026, the conventional loan limit for Florence, in Florence county of SC, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's finest rates among Conventional, FHA, and USDA loans. Assess the required income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in SC for your financial needs.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Florence, Florence County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 29505

Conventional and FHA Loan Options in Florence, SC

The aim of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loan quickly and without any hassle. Choose one of three starting strategies that lead to matching lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


  • Resource Plus Mortgage
  • 1619 Colonial Pkwy, Suite 201, Palatine, IL, 60067
  • The Resource Plus team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION
  • 4836 Plank Road, Baton Rouge, LA, 70805
  • The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.

  • Norfolk Community Federal Credit Union
  • 18 Union Street, Suite 104, Norfolk, MA, 02056
  • Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality

  • Geismar Complex Federal Credit Union
  • 35294 Highway 30, Geismar, LA, 70734
  • Since its inception in 1980 the Geismar Complex Federal Credit Union has been serving its members in the GEISMAR, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed.

  • Wymar Federal Credit Union
  • 37269 Hwy 30, Geismar, LA, 70734
  • Wymar Federal Credit Union is a member-owned financial institution, offering a wide range of financial services to our member-owners at the best possible prices, lowest rates and highest level of service. Our field of membership consists of BASF employees and their immediate families. We look at our members as much more than that, they are family.

  • Lake Forest Bank & Trust Company, National Association
  • 727 N. Bank Lane, Lake Forest, IL, 60045
  • Lake Forest Bank & Trust Company is a true community bank. Our promise is to provide customers with good old-fashioned personal service and a broad range of quality financial products. Being a locally controlled and managed bank gives us the unique ability to make decisions more quickly and to provide more customized services.

  • DIAMOND RESIDENTIAL MORTGAGE CORPORATION
  • 582 Oakwood Ave, Lake Forest, IL, 60045
  • Diamond Residential Mortgage is committed to helping our customers find the right mortgage product for their needs. We understand every borrower is different and we offer a wide variety of products to meet individual requirements. We make the process of securing a mortgage simple and straightforward by offering the latest financial tools.

  • FLAGSHIP LENDING INC
  • 800 E Northwest Hwy, Suite 718, Palatine, IL, 60074
  • Flagship Lending Inc and our experienced loan officers have helped numerous first-time home buyers, home-owners, and real estate partners to find the right mortgage products that fits in their individual needs. From FHA loan, conventional mortgage, to jumbo mortgage products or investment property loans.

  • PRESTIGE HOME MORTGAGE, LLC
  • 6 MAPLE STREET, SUITE 202, NORTHBOROUGH, MA, 1532
  • We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs